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When a person living in America reaches the age of 65 and wants to be looked after by a skilled nursing staff so he needs Medicare coverage. The Medicare coverage is not free and the original Medicare plans do not cover all the expenses of the treatment and there are many reasons why most people select to pay for the additional supplement plans and enjoy the medical facilities. The different basic parts of Medicare such as Part A, B, C, and D. Part C has been introduced recently. Purpose of Medicare Supplement Plans The Medicare supplement plans have provided many advantages to the people. The deductibles, copayments, coinsurances, and other excess charges that are not paid by the original Medicare plans are now covered by the Medicare supplement plans. When a person reaches the age of retirement he comes to know that the Medicare coverage is not free and at that time the budget is also tight and he cannot afford such facilities for the health care treatments. So, instead of taking tension at that age he should put aside a small portion of income for his health treatment when he is not able to earn something and want someone to serve him. Selecting only the Original Medicare and not going for Medicare plans is not a wise decision. Some of the advantages of purchasing a supplement plan with Original Medicare coverage are: The supplement plans cover all the deductibles that are not paid by the Part A or Part B of the Medicare. There is no need to pay any amount from your pocket to any doctor as it is covered by the Medicare supplement plans. The surgery cost is completely covered by the supplement plan that you have selected as the surgery cost is not completely paid by the Original Medicare Coverage. Part B only covers 80% of the surgery cost. The additional hospital bills are paid by the insurance company if you have the supplement plans. Select the plan according to your pocket Many Medicare plans can be enjoyed according to the budget and the coverage of the health claim can be fulfilled according to the plan you selected. You can select the plan according to your budget and start paying the monthly amount against the health facilities you are going to enjoy. Some plans are costly but they cover every expense of your treatment. Some of the plans such as Plan F has a feature that you have not to pay even a single dollar from your pocket. The Medicare Advantage plans can also be as low as zero dollars to be paid, but it is in some countries. You just have to look at the facilities each plan is offering you and then select the plan according to your income. The supplement plans are very necessary with the Original Medicare Plans as the facilities and the benefits provided to the person are great. It is a common proverb that health is wealth so instead of saving your money you must fix an amount according to your income for your future recoveries. Supplement plans cover the gaps of basic plans The Part A and Part B do not cover all the hospital bills and outpatient expenses of the patient. So, some Medicare plans are available that cover all the gaps. You are responsible for the copayments and coinsurances if you only owe the Original Medicare plan but if you have any supplement plan combine with the Original Medicare plan then it is the duty of your insurance company to pay every hospital expense. Mostly the Part A only covers the bill for 60 days stay in a hospital and other expense is laid upon you and Part B only pays the 80% of the surgery expense and the remaining amount is a liability of the patient. But the supplement plans cover this gap and pay all the treatment expenses. So, that is why a person need to have a supplement plan. So, 20% can be a burden for you if you have even minor surgery. The advantages of the supplement plans are far more as compared to their cost. Bottom line The supplement plans combined with the Original Medicare plans can help the patient a lot and the person having the supplement plans has only to pay some amount monthly to enjoy the facilities and it is good news that there is a plan for everyone according to his budget.

During your pregnancy, you may have to face several irritating challenges or problems that are not dangerous, but you may need awareness. Cramps, sore throat, heartburn and indigestion, back pain, headache, constipation, swollen feet and hands, vomiting and severe nausea, bleeding, and urinary incontinence are major challenges for pregnant women. Always consult your health-care provider or midwife if you’ve severe problems during your pregnancy period. Some simple changes may relieve your symptoms with the concern of your doctor. There are some pregnancy challenges you might face: Cramps Cramp is a sudden, severe pain, mostly in your calf muscles, feet or legs during the pregnancy and mostly happen at night. If you suffer a cramp, then straighten your legs and try to pull toes back towards your knees. It will give you relief from pain and stretch your calf muscles. Now you can massage the muscle or put the hot water bottle to get rid of the pain. You may keep away calf muscle cramps at night by straightening muscles before you go to sleep. Sore Throat while Pregnant Dust allergies and other infections can easily cause irritation or swelling in your throat. Mothers may experience a sore throat while pregnant. Although there is no link between strep throat and pregnancy; unfortunately there is a possibility of strep throat during your pregnancy. Strep throat means bacterial disease in the tonsils and the throat. The gullet gets irritated and inflamed, causing a severe sore throat. Sore throat doesn’t mean you have a strep throat. If you suffer from a sore throat with high fever, you should make an appointment to see your health-care provider. Heartburn and Indigestion Heartburn and indigestion are the major challenges during pregnancy. As the baby grows bigger; hormonal changes and your womb expands which puts a considerable pressure against your stomach. So, pregnant women suffer from a lot of indigestion and heartburn. If you lie down after taking a large amount of meal, you may suffer from heartburn and indigestion. Drinking a lot of water, milk or eating some yoghurt can help you to avoid indigestion and heartburn. You can get rid of heartburn by taking small 6 meals instead of 3 big meals per day. You can get relieve heartburn by using antacid solutions/tablets. Consult your doctor or midwife regarding suitable tablets to use in pregnancy. Back Pain Moms get backache due to the fusion of soft ligaments and increasing the size of a developing baby during pregnancy. If you suffer backache constantly, you should visit the hospital or make an appointment from a Physiotherapist. Headache during pregnancy You may go through a mild headache during your pregnancy. The headache mostly occurs in early pregnancy and usually improve or stop in the last six months. It is not harmful to your baby, but it can be painful for you. The main reason you suffer headaches is due to a change in your hormone during pregnancy. Drink plenty of water, try daily light exercises and yoga classes to prevent headache. Constipation There are some hormonal changes in your body can cause constipation or make it discomfort for you during pregnancy. You should drink 8–12 glasses of water a day to prevent constipation. Take a lot of fluids like water, milk, juices and squash etc. Check on your iron supplements if any concern during pregnancy. To avoid constipation, increase in the fibre-filled diet by eating the whole grains, bread and cereals, fresh fruit, green vegetables, nuts and cooked dried beans. Swollen feet, hands and fingers It's casual to get swelling during your pregnancy, particularly in your legs, hands, ankles, feet and fingers. Frequently, it’s worse swelling in the last months of your pregnancy. As it is not harmful to your baby, but it can be uncomfortable for you. Vomiting and Severe Nausea Particularly in the first trimester, nausea and vomiting are very normal, some pregnant women may experience severe nausea that lasts in the third trimester. Severe nausea is known as Hyperemesis Gravidarum (pronounced HEYE-pur-EM-uh-suhss grav-uh-DAR-uhm); which cause weight loss, peeling, reduced appetite, dehydration and feeling faint. You should take proper medication in case of severe nausea (Hyperemesis Gravidarum). Vaginal Bleeding and discharge during pregnancy Vaginal Bleeding during pregnancy is relatively common but it can be a dangerous sign. You may experience miscarriage or pregnancy loss due to heavier bleeding. Check to your genealogist weekly to avoid any problem in future. All normal women have vaginal discharge beginning a year or two before puberty and ending after the menopause. It is common to have more discharge while you are pregnant than before. The discharge amount may change from time to time. Healthy vaginal discharge is slightly thin, clear or milky white, and should not be smell unpleasant. Urinary Incontinence Urinary incontinence is when you need to urinate frequently in the first 12- 14 weeks of pregnancy than usual. Urinary frequency is normal during pregnancy so you can't do anything to relieve it. Consult to your doctor or midwife if you suffer from burning, stinging or back pain when you pass urine. These could be symptoms of a urinary tract infection, which should be cured swiftly to prevent any complications.