Shubh Loans: Features That Will Make You Stress-Free!

Shubh Loans is one of the fastest-growing lending institutions in India and is also a simple finance application. The primary objective of the loan app is to facilitate the users to attain easy access to their credit scores and extend easy loans to fulfill any financial needs.  

The lender states itself to be the first to provide a credit score which consequently extends you with simple access to any credit that you require in the most transparent process possible.  

Let’s take a look at the important features of Shubh Loans so as to understand how it can stand in your favor!  

Features and Benefits of Shubh Loans 

Following are the fundamental and also the core features and benefits of Shubh Loans that you can relish on availing of it. Let’s have a look at them:  

• Get loans for different purposes:  
  There are no limitations on the utilization of the loan amount that gets disbursed. It can be taken into usage for multiple personal needs like a medical contingency, for functions such as weddings, education, to pay back old loans, for deposits on your rent, etc.  

• Loans are structured in accordance with your credit score:
  You can know your credit score by giving vital details on the app. On the basis of your current credit score, you will also be able to avail of a loan plan and quotation that can fit your repayment capacity so that you can afford it.  

• Instant disbursement: 
  After you’ve submitted all the required documents, the loan gets disbursed within 2 working days. This makes sure that you’re able to get attain access to cash whenever you are in need of it.  You can avail of a minimum of Rs. 25,000 and a maximum of Rs. 5 lakhs with these loans.  

• lightweight of the app: 
  You don’t have to worry about the app occupying a lot of space on your phone as it’s extremely lightweight.  

• Transparent application process 
  The terms and conditions laid out by Shubh Loans are quite easy and clear to facilitate you perceive what functions best for you.  

• Flexible repayment tenure 
  You can opt for loan repayment tenure in accordance with your budget for every month. For the loans that are given by Shubh Loans, you can avail of a repayment term for up to 4 years.  

• Lowest interest rates 
  Shubh Personal loan interest rate starts as low as 1.25% p.m. The rates on Shubh Loans are on the basis of the credit score of the individual and the repayment capability. 

• Available in regional languages 
  You can get access to your credit score in your own regional language. You get access to 6 different languages viz. Hindi, English, Tamil, Telugu, Marathi, and Kannada. That way, this loan is accessible to so many more people.  

• Tips to improve your credit score 
  In order to help you receive credit easily potentially, the app also extends you with vital tips to enhance your current credit score so that it’s accepted by more banks and lenders throughout the nation.  

The Out-Turn 

To conclude, Shubh Loans is a virtuous financial companion to anyone who is in need of quick funds. Even though, you should not finalize the decision unless you have performed a smart study across the market. 

To compare multiple loan offers of different lenders, you can download the Afinoz instant loan app from the Google Play Store and choose accordingly as per your needs and circumstances.