December 11, 2017 by
Online Mobile Recharge can seem like the ultimate in instant gratifications as you have the ability to recharge or make mobile payments whenever you want from the comfort of your own home. Needless to say, this proves to be a convenient method as it helps save a whole lot of time and effort. However, just like everything else, there are several risks associated with making online payments for mobile recharge. We shed light on some common mistakes that people make while making payments online.
1). While making an online payment, always make sure that the website is secure and supports secure payment gateways. Ensure you use a secure browser and check if the address bar displays 'https'. If it does, it is a secure site where the ‘s' stands for ‘secure’. SSL stands for Secure Sockets Layer and, in short, is used to encrypt information so that your data can be kept private and protected. This is done in a bid to prevent criminals from reading and modifying any information transferred, including potential private details
2). Always check and test your connection before you make any payments online especially if you’re using a public computer. Internet connections are notoriously known to hang owing to lack of connection stability. While making any prepaid mobile recharge, always test out your connection first with a smaller amount to see if it gets processed without any issues. Once the payment goes through, you can go ahead with the actual amount. This will help you avoid getting involved in any messy refund claiming situations.
3). Even if a page is taking longer than usual to refresh or load, make sure you never press F5 or refresh your page while you are in the middle of a transaction. It's not unusual for transactions to take a longer time than usual to process especially in case of shaky connections so it's best that you exercise some patience. Refreshing the page might either cause the transaction for your online mobile recharge to be unsuccessful or worse, may even result in your payment getting processed twice.
4). Always keep your documents printed as evidence in case anything were to go wrong so that you can provide proof to the company as a legal statute. Despite the best of your efforts to ensure safety, there are chances that things may invariably go astray somewhere. All organizations have their own refund policies so make sure you go through the terms beforehand so that you’re on top of things in case things were to go south.
5). Although free Wi-Fi is now available almost everywhere, it’s not exactly the safest way to shop online. Sensitive data such as your credentials and valuable card information can easily be captured through public wifi. Hackers are often known to create a “bogus” network with a name that resembles the network/wifi gateway you’re trying to use to get online. Moreover, it's also imperative that you keep all of your devices and software up-to-date as app manufacturers and OS providers often update their firmware with the latest security measures.
6). Always keep your personal credentials private. Further, you should under no circumstances, disclose or share your passwords, account numbers, or PIN numbers with anyone. Additionally, while shopping online, ensure you have the latest and updated anti virus software and firewall running on your computer to avoid any malware or spyware from attacking your computer.
The above are just a few things you need to take care of while making online payments or initiating an online mobile recharge.