What are Pregnancy Complications? How to Handle Them?

During pregnancy, women may face certain health problems that can affect the health of the mother or the baby or both. Pregnancy complications have increased over the last few decades. Some complications occur simply during pregnancy and in other cases; the patient may have had prior health issues. These can range from only discomfort to serious life threatening issues if prompt and proper healthcare services are not provided.

Therefore, it is of absolute importance to know about the types of pregnancy complications that a woman might face.

Common health problems during pregnancy

Anaemia â€“ This means the patient has low red blood cells. Symptoms of anaemia include feeling tired and weak as well as persistent nausea.

Urinary tract infection â€“ A bacterial infection in the urinary tract is known as UTI or urinary tract infection. Taking proper antibiotics can help dispel the infection.

Depression â€“ Some women may experience depression during or after pregnancy which can make it difficult for the women to take care proper care of themselves.

Infections â€“ Common infections like cold, food poisoning or measles contracted during pregnancy can turn out to be fatal for the mother or the baby or both. It is vital to contact a healthcare professional immediately in case of requisite symptoms. Availing an insurance scheme like an infection cover beforehand can come in handy since it provides financial coverage for all expenses caused by most infections.

Hypertension â€“ High blood pressure can cause  pregnancy complications such as pre-eclampsia which can be a health risk for both. Hence, proper treatment to control blood pressure is important.

Diabetes â€“ High blood sugar can result in stillbirths or other complications. It can even increase the chance of the child developing diabetes later in their life.

Prompt medical attention is necessary if the pregnant individual is experiencing any of the abovementioned complications. Pregnancy treatment can be expensive considering hospitalisation requirements. In such cases, an individual can opt for an insurance policy like a pregnancy complications cover to finance the expenses incurred due to any related medical issues.

A maternity cover insurance plan should provide financial coverage for –

 - Hospitalisation due to pregnancy complications. Coverage offered will be specific to the insurance policy.

 - The cost of diagnostic tests carried out before or during hospitalisation will be provided under the pregnancy complications cover.

 - Routine doctor check-ups are a must during the later stages of pregnancy to ensure the safety of both the mother and the child. Top insurers offer financial coverage of doctor’s fees during the period up to the amount specified under the insurance policy.

 - Maternity cover insurance plans also provide financial coverage for the medical expenses incurred 15 days before and after the patient was hospitalised due to specified pregnancy complications.

 - Other treatment related charges such as hospital room rent, transfusion, etc. are also insured financially under a pregnancy complications cover.

Most patients are generally advised to be in complete bed rest for the final trimester of their pregnancy. For working women, this may be an issue of concern as they might face loss of pay. Hence, to meet their day to day expenses during the course of their pregnancy, they can opt for an insurance policy like the Hospital Cash Cover offered by Bajaj Finserv under Pocket Insurance & Subscriptions. With this insurance plan, they can benefit from compensation of up to Rs. 1,000 per day.

The application process for insurance schemes such as pregnancy complications cover is very simple and hassle free so that patients can avail these policies as quickly as possible.

Follow the steps below to complete the application process –

 - Visit the financial institution’s website.

 - Fill in the online application form with the required details.

 - Complete the document submission process by uploading important documents such as KYC, bank account details, etc.

 - Make the premium payment to initiate the policy coverage.

Besides availing the  best maternity insurance plans and visiting their medical advisors for regular check-ups, you should also maintain a healthy lifestyle including a proper balanced diet, regular exercise, and more. Pregnancy complications coverage with a customised insurance policy in place can provide the necessary financial help in case you are diagnosed with such issues.