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By: on December 2, 2020
Before you even consider a property investment, you should read our ultimate guide on how to invest in property. There are many ways you can access the property market. You do not need to buy a property outright yourself, as that will only be an option if you have significant capital in the bank for a deposit. There are other ways, you can also invest in a crowdfunding scheme or loan money through peer-to-peer lending. Sometimes you can invest as little as £100 in those schemes. Each option...
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By: on July 7, 2020
It is a well-known fact that London is one of the most unhappy places in the UK. The gap between the wealthiest residents and the poorest can exacerbate anxious and unhappy feelings and the capital is consistently ranked as one of the most unequal cities. We have seen that economic equality positively correlates with personal wellbeing.  You may be wondering what life satisfaction has to do with investment. But what if these factors actively influence where people live? Should you be considerin...
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By: on May 15, 2020
The exchange rate between the rand and other currencies continues to fare poorly.  Despite some uplift due to the election of Ramaphosa, it has failed to do much better. It seems for the long term it will not, is there a better time to consider investing elsewhere apart from now? Or do we just adopt a “wait and see” attitude in the hope that things will miraculously improve? The exchange rate for the rand has been skyrocketing for some time now. In 2012 it was 14:1, in 2016 it crept up to 17:1...
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By: on March 30, 2020
What should investors consider when choosing to invest in student property? Since the Conservatives lifted the cap on university admissions, the number of students going to university has swollen. However, not all institutions have benefitted equally. Whilst Russell Group universities have generally seen their numbers swell, newer universities and former polytechnics have struggled. Elite institutions faring better since the admission cap has been lifted The intake of students to Russell Grou...
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By: on March 6, 2020
Landlords are finding it increasingly difficult to make a profit through buy to let property due to additional taxes levied and the scrapping of mortgage interest tax relief. The government has made buy to let a less attractive option and due to the difficulties, between 24% – 38% of landlords will consider selling up. This is despite the lowest amount of rental reductions ever according to ARLA and a lack of supply across a significant number of the 390 local authorities across the UK. Where...
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By: on November 11, 2019
London is a large city with many varying neighbourhoods. Where you live will impact your university experience to an extent, as you will want to choose an area you feel comfortable in. Beginning your studies in London can be overwhelming. The city is made up of 32 boroughs covering 607 square miles and home to almost 9 million people. There are 40 higher education institutions (excluding London branches of foreign universities) educating over 400,000 students. It goes without saying that ther...
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By: on September 6, 2019
Liverpool has overtaken Birmingham to become the fourth most visited city for overseas tourists in the UK The home of The Beatles, two Premier League teams, the largest collection of Grade-II listed buildings and the European art outside of London. Liverpool has plenty of attractions but in the past, it may have been overlooked as an attractive tourist destination. Since being selected as the European Capital of Culture in 2008, Liverpool has been catapulted into the spotlight. In 2004 a dev...
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By: on July 22, 2019
Before investing in property, it is vital that you are familiar with these terms and understand what you want to achieve from your property investment What Does “Rental Yield” Mean? The term rental yield is used to determine how much profit you will make through renting out your property. ...
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By: on June 24, 2019
Why is Digbeth being touted as the Shoreditch of Birmingham? Interspersed with street art, craft beer pubs and creative working spaces, you could be mistaken in thinking you were walking through London’s Shoreditch. It’s Birmingham’s Digbeth, an exciting area that is experiencing a phenomenal amount of regeneration and has piqued the interest of Birmingham’s creative crowd. Digbeth is conveniently situated just a five-minute walk away from the Bullring shopping centre. It was once t...
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