A credit score is the best yardstick to measure your financial health. It can fetch you instant loans and low rates of interest on your credit card. Lenders immediately get convinced about how sensibly you use your credit, provided this score is high on the gradient. Additionally, it even lets you enjoy savings on your insurance and security deposits on utility and mobile phone services. However, to maintain a good credit score, all you need is to use your credit wisely and sensibly.  Here is h...

While many have mishandled credit cards and have fallen into the debt trap, a few have mastered the art of using it the right way and have built a good credit reputation in the process. Credit cards are useful and a great financial tool if used appropriately. However, it has the potential to cause you huge debt. Missing your credit card payments will attract late fees and hurt your credit score. However, you can use your credit card to build a good credit history. Without you availing a lin...