While many have mishandled credit cards and have fallen into the debt trap, a few have mastered the art of using it the right way and have built a good credit reputation in the process. Credit cards are useful and a great financial tool if used appropriately. However, it has the potential to cause you huge debt. Missing your credit card payments will attract late fees and hurt your credit score. However, you can use your credit card to build a good credit history. Without you availing a lin...