Earning cash back with HappyCredit is so simple, we call it Aishback😎 With HappyCredit, get instant cashback rewards when you shop with your credit card/debit card/UPI at your favorite restaurants, spas & salons, supermarkets, and online shopping. 1. Get cashback seconds after you shop. No manual follow-ups or requests like using discount coupons or coupon apps. 2. Easily transfer your cashback to your bank. 3. Stores refuse to accept coupons apps, deals, vouchers & offers? Never again. ...

A credit card can not only be a source of additional income but also create a huge hole in your budget. What tips should you heed so that you don't get a bill with an extra zero after shopping? Don't pay with a credit card for things you can't get Make it a rule to pay with a credit card only for things you would have bought on your salary. Moreover, in case of an emergency, you can quickly repay your debt from your savings. ...

While many have mishandled credit cards and have fallen into the debt trap, a few have mastered the art of using it the right way and have built a good credit reputation in the process. Credit cards are useful and a great financial tool if used appropriately. However, it has the potential to cause you huge debt. Missing your credit card payments will attract late fees and hurt your credit score. However, you can use your credit card to build a good credit history. Without you availing a lin...