Since the Coronavirus Aid, Relief, and Economic Security Act (CARES) created the Employee Retention Credit, a tax credit against Social Security payroll taxes, unscrupulous actors have exploited business owners' desire to avoid layoffs. The IRS claims that they market their services to businesses to quickly secure the benefit for their organizations by capitalizing on the requirements and complexity of the credit's rules. Of course, a lot of businesses are ineligible for the ERC program, and th...