Are you a fan of food delivery services and also constantly book movie tickets online? Then you would be aware of the myriad number of transaction failures on your debit/credit card.  These technical failures can lead to the wastage of precious time and can spoil the general ambiance. Also, many of us know that the budget strings go tight at the end of the month. Imagine if you have funds to do the shopping and meet your emergency purchases in that twilling period when you are eagerly waiting fo...

Are you a big foodie? Then you must be ordering in from Zomato very frequently. Zomato is one of India's biggest food delivery services, with millions of deliveries across the country every day. Now LazyPay has come up with some lucrative Zomato offers for their users to buy good food on credit.  How to use LazyPay credit?  LazyPay is often described as a digital credit card. This means that users can avail the credit service of LazyPay to make their purchases and then pay off the amount later...

The digitization of the shopping experience has made it really convenient to buy, sell, return or exchange stuff from the comfort of your cozy couch. The try and buy options are also available these days such that your "at home." the shopping experience is more realistic.  And no shopping is complete without payment. With hundreds of online payment platforms available, one looks at the one which provides a hassle free payment experience and is easy to handle at the same time.  The latest feat...

Many people nowadays experience financial shortfalls in meeting their expenses. These people consider instant loans or top-up loans from their existing loan lenders. These borrowers need a personal loan for fulfilling their lifestyle expenses such as home improvement or innovation, vehicle purchase, personal travels, higher education of children or their weddings, medical emergencies, etc. To meet these shortfalls, they consider availing instant loans from loan lenders. In today's time and age,...

Buy Now Pay Later or Shop Now Pay Later is the snappy way to refer to a system where the customer takes home their purchase and pays for it over a period of time. Hip New Way to Get Credit The buzz surrounding it is immense, the new app on the credit scene, reliable, well connected, and, most importantly—easy to use! Finance technology has taken the buy now, pay later strategy to a whole new level. Is it brand new? No, it's the same concept as having a credit card, except so much easier. And ...

The most common question asked when people hear ‘CIBIL score’ is what is a CIBIL score? A three-digit scoring, a CIBIL (Credit Information Bureau (India) Limited) score is a numeral record of your credit history. Mostly, the CIBIL score is taken to be standard the credit score by monetary finances. It is the most popular of all four credit information companies.  Factors and Calculations It is also called CIR (Credit Information Report). CIBIL considers various elements before finalizing the c...

One of the most popular trends currently in the banking sector is online credit facilities. Some apps/ websites allow buyers credit so that they can purchase now and pay later at their convenience.  How Does Online Credit Work?  Apps that provide such options (like LazyPay) partner with merchants to provide such an option. For example, LazyPay has partnered with 250+ merchants such as MakeMyTrip, IRCTC, PVR, Swiggy, BookMyShow to allow its users to enjoy easy online credit options on a wide sp...

We all have faced a financial crisis at some stage in our lives. Borrowing money from friends or relatives isn’t feasible while neutralizing savings isn’t an option. At that time, Online loans from financial institutions is a lifesaver. An eligible applicant can access instant personal loans at affordable rates for a short to medium duration. What are online loans? Gone are the traditional methods of applying for loans in office and then wait for days to hear from the banks or other institutio...

Life is full of responsibilities and duties. One has to plan ahead of time for any contingencies that may come up all of a sudden. One needs to be prepared and have a Plan B, always ready to cope with any financial emergencies that spring up anytime in one's life. While it is still possible to create some contingency funds, as there are always chances that a person may fall short of funds, some may opt for instant online loans and are readily available on LazyPay.  LazyPay offers online loans b...

The online delivery system of food has given us an all-new way to bring home and taste some lip-smacking food by just the help of our fingertips. We make our bookings here and there goes our delivery executive to pick up our desired orders. Swiggy has been serving us for a long time now and its network is also widely spread throughout the country. Now, who doesn’t like discounts and offers on the orders, especially on food? Everybody likes to get complimentary goods and if not, then cashback an...