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Until the tax year 2017, one of the three forms you can use to file your federal income tax return is IRS Form 1040A.
Beginning with the tax year 2018 (tax return filed in 2019), Forms 1040A and EZ will not be available. These have been superseded by the new 1040 and 1040-SR forms. Those who are filing their taxes for earlier years can continue to use Forms 1040A or 1040EZ through the tax year 2017.
The following information is valid for tax years prior to 2018
IRS Form 1040A is one of three forms you can use to file your federal income tax return. Form 1040A is a shorter version of the more detailed new IRS 1040 form, but it is more complex than the simple Form 1040EZ. All taxpayers can use Form 1040; however, to use Form 1040A, a number of requirements must be met, such as having taxable income of $100,000 or less and claiming the standard deduction rather than the itemized.
Marital status and dependents
When preparing Form 1040A, you will need to include your dependents and choose your filing status before you begin reporting any income. Each filing status, such as "Single" or "Married Filing Jointly," uses different tax brackets to calculate your income taxes.
For tax years prior to 2018, each dependent can provide an exemption. Each exemption works like a deduction, this amount reduces your taxable income; so the more exemptions you have, the lower your tax liability will be. The top of the form includes a section where you must list the name and Social Security number of each dependent and establish their relationship with you.
The types of income allowed on the 1040A
The income section of Form 1040A only allows you to report a limited number of types of income. Specific topics include wages, salaries and tips, interest and dividends, capital gains, pension, and annuity distributions, unemployment compensation, Alaska Permanent Fund dividends, and Social Security benefits. If you have other types of income, such as if you are a sole proprietor of a business, you still have to report the income since you are subject to taxes, but you have to file Form 1040.
Once you report your income, Form 1040A allows you to claim certain adjustments to arrive at your Adjusted Gross Income. These include adjustments for educator expenses, IRA contributions, student loan interest, and tuition payments.
Filing Taxes, Credits, and Payments on Form 1040A
The second page of Form 1040A allows you to subtract the standard deduction and exemption deductions (for years prior to 2018) from your Adjusted Gross Income to determine your taxable income. Next, you'll need to determine your tax liability by finding the appropriate tax bracket for your taxable income and filing status in the tax tables in the instructions.
Once you figure out your taxes, Form 1040A allows you to claim a limited number of tax credits, such as those for payments to cover dependent care expenses, the credit for the elderly or disabled, and education tax credits. Your total credits reduce your tax liability dollar for dollar. After reducing your taxes for the credits, you reduce it again by the amount of your tax and withholding payments.
The differences between Form 1040A and Form 1040
The filing status and exemptions section of Form 1040A is similar to the corresponding section on Form 1040. Due to the limited number of types of income, you can report and the limited adjustments to income you can claim on Form 1040A, the Income and Adjusted Gross Income sections on this form are much shorter. One of the most significant differences between the two forms is that you can itemize your deductions on Form 1040, but not on the 1040A.
When you use filemytaxesonline.org to prepare and file your taxes, you don't need to know anything about tax forms or tax tables. We'll ask simple questions, fill out all the forms correctly, and do all the math for you.
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Team Maria
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You can access the entire credit if you have a child who meets the necessary requirements and if you meet one of the following conditions:
Parents filing as single, or married file separately, and earn up to $75,000 a year.
Married parents filing jointly or a parent filing as a surviving spouse, earning up to $150,000 a year.
Parents filing as head of household and earning up to $112,500.
If you have income above these amounts, the credit will be reduced by $50 for every $1,000 your modified adjusted gross income (MAGI) exceeds these thresholds.
For example, a married couple filing jointly with a child between the ages of 6 and 17 who earn $160,000 will continue to receive the Child Tax Credit, but $500 ($10,000 / $1,000 x $50 = $500) will be eliminated.
The IRS encourages grandparents, foster parents, or caregivers of siblings or other relatives to check if they qualify.
An eligible child may be the child of a filer:
son or daughter
stepson
a qualifying foster child
siblings, including step-siblings or half-siblings
a descendant of any of the above, for example, a grandchild, niece, or nephew.
Families who cannot claim the extended $3,000 or $3,600 credit because they are over the modified adjusted gross income limit can still claim the Child Tax Credit of up to $2,000 under the existing tax provision for each qualifying child under the age of 17. This child tax credit amount is still available to individuals earning up to $200,000 or married couples filing jointly who earn up to $400,000.
What do I have to do to apply for the new expansion of the child tax credit?
Most families do not need to do anything to qualify for monthly payments.
The IRS will likely determine eligibility based on your most recent tax return. If you haven't yet filed your 2020 or 2019 taxes, we encourage you to file so the IRS has the most up-to-date information to determine eligibility.
The IRS establishes that tax refunds must be processed before June 28, in order to be included in the first round of payments scheduled for this July 15. If you just filed your tax return, you may receive your payments in the next few months. If your monthly payments start after July, the IRS states that they will adjust the monthly amounts so that you receive half of the total 2021 child tax credit by the end of the year.
Do your taxes your way with File My Taxes Online. Do them yourself, with the help of an expert, or have an expert do them for you from start to finish. Your taxes will be well done.
Team Maria
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Melatonin, also known as the sleep hormone, is produced in our brain, specifically in the pineal gland. Although this gland performs various functions in our body, its main function is to regulate the sleep and wake cycle, this is achieved by transforming serotonin into melatonin. Melatonin is synthesized from an amino acid known as tryptophan.
Many people associate this hormone with rest, but what is it really? Melatonin is a hormone produced by the brain, specifically by the pineal gland.
Melatonin is a hormone produced by the pineal gland in the brain. It is a powerful antioxidant that helps protect the body from damage caused by free radicals and is also a powerful anti-inflammatory.
This is known worldwide as the “sleep hormone”, since its basic function is to regulate the sleep cycle and the circadian rhythm, achieving complete rest and recovery.
It should be known that melatonin is released in the blood vessels. This usually happens during the night hours or when it is dark, that is, during daylight hours, the production of this hormone stops. It should be noted that melatonin is not a sleeping pill, but rather a sleep stimulant. As the production of this is activated in the dark, it is important that people with sleep problems do not expose themselves to the light of light bulbs and electronic devices before going to sleep.
This amino acid is obtained through the consumption of certain foods. Therefore, if you want to improve the quality of rest, it is essential to increase the consumption of foods rich in tryptophan. You should try the best olives in NYC for improving your hormones.
Team Maria
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The types of entrepreneurship existing today are the most different, but they all have in common the goal of creating innovative and efficient solutions to human problems.
For anyone interested in innovating and looking for new business models, knowing the characteristics of the types of entrepreneurship is an excellent way to help their creativity flow.
In the end, the particularities of the ventures have important repercussions on the marketing and sales strategies of each one, so it is worth having a clear concept of how to classify them.
What types of entrepreneurship exist?
The types of entrepreneurship according to their purpose are:
1. Small businesses
In these, the owner is the one who runs the organization, perhaps with a couple of employees at his command.
They are the businesses that we can see in the streets or avenues of our cities and that is barely profitable for their owners. They are considered successful if they manage to maintain the basic needs of the family.
2. Scalable companies
Its purpose goes beyond just producing enough to financially cover its owner. They are conceived with the idea of generating high levels of growth thanks to innovation and strategies.
Technological businesses, related to the development of software and electronic devices, are a good example of a company focused on the concept of scalability.
3. Social organizations
In these, the main intention is not to generate money or take a share of the market. It's about making an impact in the world.
They are normally non-profit companies and focus on sectors such as education, human rights, human development, health and the environment.
Now, we can also divide the types of entrepreneurship according to their level of innovation.
You are ready?
4. Innovative ventures
When a venture is based on developing and researching to create an innovative product or service, it can be classified as a novel venture.
These are the ones that can generate the most impact in the face of a problem or market need.
One of its main characteristics is that when an innovative idea is generated, they require a lot of capital to be able to develop the entire research process and then start up the business model.
5. Opportunistic business
These serve a specific need at a given time with a business proposal designed especially for that opportunity.
The special thing about this type of entrepreneurship is that it requires a great vision on the part of the entrepreneur to detect, develop and execute a business model that satisfies this lack of the market.
6. Incubator ventures
Unlike all the previous ones, these ideas spend a long time in research and development, with the aim of satisfying a recurring need within a niche.
Big companies use idea incubators to generate enough data to make sure their business will deliver results.
They are also run by organizations that have a market share and are used to keep up with trends.
7. Business mirrors
They are not innovative at all, they only focus on putting on sale a product that already exists in the market.
A very simple example could be franchised, in which the investor or entrepreneur does not create anything, he just buys a license or "brand" with a business model that works to adapt it from head to toe in another location.
So, you already know the types of entrepreneurship that can be set up. It's time to find out what kind of entrepreneur you are. Don't walk away!
Team Maria
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Who does not buy in a supermarket? Almost all of us do it and have we ever wondered, how much will they earn for each product they sell? In Economipedia we have shed light on this question.
Among the Micro Markets Tulsa corridors, with a multitude of offers, discounts, and products, consumers look for the best prices or the highest quality when making purchases. Precisely in a sector as competitive as that of supermarkets, these establishments struggle to achieve good margins.
But how do supermarkets make money? The answer is very simple: selling as much as possible to as many people as possible. However, these commercial surfaces work with very narrow margins. We are talking about margins ranging from 0.5% to 1.5%.
The key is in the rotations
Reality shows that supermarkets work with the lowest profit margins in the agri-food sector. And it is that, to the cost price of the products, we must add the fixed costs that the supermarket itself must bear, which ends up leaving the benefit of these establishments in a few cents.
Therefore, as we explained earlier, the key to a successful supermarket is based on selling as much as possible. Thus, the economic profitability of a business is calculated by multiplying the margins by the turnover. Well, in the case of supermarkets, as the margins are very low, the fundamental thing is the rotations, that is, to dispose of the stock, to sell. The consequence of this will be that, for a supermarket to obtain a good profit figure, it will be necessary to sell huge quantities of its products very quickly.
Low prices and a lot of competition
Unlike other commercial areas or establishments, where electrical appliances are sold, supermarkets work with food products, which are sold at low prices, of which supermarkets keep between 0.5% and 1.5%. It must be stressed that the margin that the supermarket takes will depend on its size, its bargaining power, its commercial strategies, and its pricing policy. Thus, we find that most supermarkets operate with margins of less than 1%.
The reason for operating with such low profits is due to the fierce competition that exists between the different supermarkets. There are plenty of offers, discounts and customers have many chains to choose from. In the case of companies like Mercadona, the key is that they have low prices, high-fidelity customers and that they buy many products.
Some may think that supermarkets could choose to raise prices to improve their profits. However, all they would achieve would be to lose customers, as they would look for other commercial areas in which to make purchases.
Team Maria
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Many recent accident victims are curious about how much is paid for personal injury. If you have been seriously injured in an accident you have many different things to think about, least of all financial obligations. Knowing the answer to how much this personal injury lawyers dallas tx pays can help you chart a clear path for your future and give you the resources you need to move forward as effectively as possible.
Knowing exactly how much you can get for your personal injury case could have a significant impact on the outcome of that case. Many people are curious about the types of damages they could cover and the factors that could influence their overall ability to recover. Understanding average personal injury settlements give you an idea of when an insurance company is offering something that is fair and reasonable. Don't forget that legal fees will come out of your personal injury settlement at the other end.
Personal injury is a broad term used to describe a number of cases such as those involving medical malpractice, a motorcycle accident, wrongful death, a truck accident, and any case that leads to serious injuries due to the negligence of another party. These can also be referred to as tort cases.
If you or a loved one has suffered such an injury, you can complete a free, no-obligation case evaluation to learn more.
Average amounts of personal injury compensation
Before you ask your attorney how much is paid for personal injury, you will need to give him some details about your case. There are averages that can apply to different types of cases and across the country, but average personal injury compensation amounts vary significantly. This depends on factors such as medical bills, lost wages, property damage, and more.
For one thing, an injury case that has relatively minor injuries and little to no impact on your future life could be settled for a couple of thousand dollars. However, some personal injury cases can be settled for much more. The average amount of a personal injury settlement, for example, can range from a few thousand dollars to more than $ 75,000. These numbers are specific to your individual case and the factors involved.
Many cases, however, are in the middle. While it is certainly possible that you have heard of the personal injury payment amounts that are owed in the millions of dollars, these are generally specific to catastrophic injury cases. They can also come with significant punitive damages for situations where the person who caused the accident was egregious in their actions or omissions.
Team Maria
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The decision to sell a property is never easy, and even less so if you choose to sell a home without real estate with the main objective of saving money.
The doubts and concerns about the steps to follow so that everything goes well and so that we do not have problems either during or after the sale are really many: at what price could we sell our home? How should we prepare it for them? appeal to all potential buyers? What marketing actions would we have to do to advertise it? What bureaucratic procedures are necessary to carry out? Who will carry out these procedures? What type of contract will we use to make a reservation or a deposit contract? etc.
These are just some of the questions that have probably already been around your head since you made the decision to Sell my house fast Broken Arrow. But have you really considered all that it entails? Today from Renovalia we are going to explain to you in 10 steps how to sell a home without real estate so that you can decide yourself whether to just undertake the “adventure” or to trust a professional real estate agency.
10 STEPS TO SELL A HOME WITHOUT REAL ESTATE:
1.- DO A MARKET STUDY.
Take the time to get to know the homes in the area that are going to compete with yours, try to be objective (without thinking that your house is the best in the neighborhood), and establish a price that will attract potential buyers.
2.- MAKE A MARKETING PLAN.
Prepare a Marketing Plan for the sale of your house that includes all the actions that you are going to carry out (placement of sale posters, brochures, advertisements on the internet, etc.).
3.- TAKE PHOTOS OF THE HOUSE.
Cell phones are not valid here. Buy yourself a professional camera, take a real estate photography course, and take at least 20 photos with the highest quality.
4.- HIRING THE BEST REAL ESTATE PORTALS.
The best real estate portals cost money and although they are advertised as free for private owners in the end, if you do not want your ad to quickly get out of date and appear in the last positions of the search engine, you will have to hire the best highlights and packages to be in the best positions.
5.- RECEIVE ALL CALLS FROM BUYERS AT ANY TIME OF THE DAY.
Get used to interruptions during breakfasts, meals, naps, dinners, nights, working hours ..., or buy yourself an additional mobile to receive all calls and turn it off at those inopportune moments.
6.- DRESSING YOUR HOUSE FOR SALE.
Take a course in "home staging" and keep the house permanently prepared because when you can receive a visit at any time.
7.- TRUST THE PERSON THAT ENTERS YOUR HOUSE.
Make control of all the people who want to visit the property, ask for their ID, and fill out a guest book to know who enters your house and with what intention.
8.- PROPERLY FORMAT FOR THE SALE OF THE PROPERTY.
At this point, you have to stop owning and be a real estate professional. Keep in mind that the difference between a good or a bad negotiation can mean a lot of money for the owner (in this case you).
9.- TAKE INTO ACCOUNT THE CURRENT LEGISLATION AND THE ROLE.
Bureaucracy ... you know, money laundering control, forms of payment, deeds, that if you go to the City Hall and you don't have everything, you go back and you still don't have it, you go back.
10.- BE AN EXPERT IN VARIOUS CONTRACTS.
Keep in mind that a bad contract can cost you at least money and even in extreme cases your own home.
And now that you know all the steps necessary to sell your home without real estate, do you feel prepared to take on this series of tasks? Do you think you will have time to attend the countless visits that will be necessary, attract potential buyers or investigate If the price at which you want to sell the property is a 'market price'? Be careful, because having to reconcile your family and work life with having to be a real estate agent is not going to be easy at all.
The reality once again is very stubborn and in the end, trusting a real estate professional can make things much easier for you (as long as you trust the most serious, efficient, and solvent).
At Renovalia we bring you all our knowledge and professionalism so that you save time, problems, and stress and only enjoy the advantages and benefits that you are still unaware of as an owner. Take the test without obligation. Request information now from the Renovalia real estate agent specialized in your neighborhood and ask how they can help you sell your home. You are sure to win!
Team Maria
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1. Identify the business objectives of the MVP
The first step in building an MVP is identifying and understanding the long-term business goals of the product we want to build. This can be to solve an existing lack in the market, or simply to improve an existing solution, such as, for example, speeding up the process of filtering and selecting candidates for vacancies in a company.
In any case, at this point, we are talking about hypotheses. The objective of the MVP is to validate -or not-, these hypotheses in the market.
For this, it is necessary to define concrete and measurable objectives, using a methodology such as SMART, and define the criteria according to which we consider the initial hypothesis validated.
An objective maybe, in the case mentioned above, be to reduce the candidate selection time by 20%. And we would consider the hypothesis of the product validated if it is able to get 5 paying customers in 1 month, for example.
Product sustainability and profitability are crucial criteria in determining whether to continue with the MVP. In the case of a product within an already established company, we must also take into account whether the MVP's objectives are aligned with the strategic objectives of the company. This will help us make better use of the resources and time of the product teams.
2. Investigate possible implementations of the MVP
There can be many ways to reach the goal that we have defined for what is an MVP in business. At this point, it is important to have solid user research that allows us to identify:
a) The users we want to help.
b) The user journey or the actions that users take now to achieve their goals.
c) What are the user's pain points and how to quantify the improvement that solving them would entail.
d) What possible solutions can we offer the user to resolve these pain points.
At the end of this process, we would have a list of functionalities that could allow us to meet the objectives set. At this point, it is necessary to reiterate that MVP is the minimally viable product. That means that we must include all the necessary functionalities to meet the objectives, but only the necessary ones. Going minimalist can compromise the viability of the product, and excess can make us not meet the requirement to include only the functionality necessary to validate the initial hypothesis.
For an MVP to be viable, it should meet two requirements:
The user is able to complete a task from start to finish.
The company can market the MVP.
3. Prioritize MVP functionality
In order to prioritize which functionalities to include in our MVP before, we can use a prioritization matrix in which two factors are taken into account:
a) The positive impact on the user journey of the functionality, defined in the previous point.
b) The cost of implementation.
We can also assess how easy it would be to iterate on this functionality with user feedback and take into account other indicators from user research or competition analysis that help us establish the priority of implementation of each functionality.
4. Plan development
At this point what we are going to decide is how to make the MVP a reality. Let us remember that what it is about is to validate a hypothesis in the market, so you have to have a finished product with minimal effort and cost.
Taking into account the resources and skills we have and the investment we want to make to build the MVP, we may decide to use no-code tools. This type of solution allows us to build a complete product from scratch with a minimal initial investment in code and design.
Once we have the MVP validated in the market, we can assess the need and the opportunity to build the product with our own code.
In any case, we will need a development plan that allows us to evaluate the time necessary to have a product ready on the market. Precisely one of the advantages of no-code tools is speed, at the cost of sacrificing flexibility.
Team Maria
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Every day, a massive number of people, including some seasoned crypto investors, fall victim to fraudsters. If you fall into one of their ingenious traps, you may find yourself watching a fraudster walk away with your hard-earned money.
Before investing in any cryptocurrency, we recommend that investors do their diligence and understand how the system works.
There are occasionally fraud warnings about exchanges. Recently, questions were raised about TaishaCoin authenticity.
TaishaCoin is a Mumbai-based Binance Smart Chain Token that debuted recently.
But is it legit or just a scam? Let’s find out!
Alerting Information About TaishaCoin
Taisha (TAIS) is a Binance Smart Chain based Token that was launched only to defraud people. Founded by a Mumbai-based group of Indian scammers. The overarching goal of TaishaCoin is quite clear: to defraud investors of their hard-earned funds.
Taishacoin was founded by Hashim Kallolikal Basheer, Rahul Balu Jadhav, and Nitesh Vinod Dhakare, as well as newcomers Nasir Haqueand Dhiraj Bitra, who are all Indian stock market scammers.
Taisha openly states that it is the continuation of SynergyTechLive, an infamous firm that no longer exists after defrauding a large number of participants by abusing its exceptional marketing and persuasive talents to get people to invest in fictitious stock.
Synergytechlive, with the GSTIN 27AZMPB7487R1ZB, is not only a stock market con, but it has also robbed the Indian government (both state and central) of GST collected from its customers.
The address is the same as TaishaCoin's: 321, Third Floor, Ijmima Complex, Malad West, Mindspace, Mumbai - 400064.
The Background Check Of The Core Team
Both Rahul Jadhav and Nitesh Vinod Dhakare actively participated in Hashim Basheer's bogus investment schemes. They have a track record of working for stock market brokers such as Globe, Sharekhan, and Anand Rathi, and have received over 100 customer complaints alleging that they took illegal trades in their accounts and sold them unlisted shares guaranteeing them fantastic profits.
Aside from that, the three have collaborated to manufacture fictitious transaction volumes for stocks such as ThinkInk Pictures.
To mention a few, Aspire Homes (Motilal Oswal Group) and Orchid Pharma. On receiving client complaints, SEBI and the involved brokers might examine the matter.
The notorious team has a long history of successful cheque bounce cases in Mumbai, Thane, and Delhi courts, as well as instances of deception, criminal breach of trust, and criminal conspiracy.
On request, the supporting documentation for the same is accessible.
The fate of the initiative and the money of the investors may be assessed by looking at the background of the core team behind TaishaCoin.
How Exactly TaishaCoin Plans On Cheating Public
We know precisely how Taisha functions and how it will end because it is built on the same principle as Bitconnect. Taisha doesn't accomplish anything. It doesn't have a genuine cryptocurrency; instead, it uses an internal token that can't be exchanged on a legitimate exchange. The value of the token is set by the perpetrators of the fraud. As a result, they'll sell you their TAIS token at whatever price they want. You'll pay them actual money, and they'll give you a useless token in return. The scam will most likely survive and even pay out profits till there are enough fresh investors.
However, as soon as the Taisha scam becomes unworkable, which is inevitable, the individuals behind it will dump the remains of the TAIS token on the internal exchange to earn as much profit as possible, and then disappear. Users of Taishacoin will be stuck with accounts containing the TAIS token, which will be unsellable and have no value. They probably wouldn't be able to get their money back since all payments are made in cryptocurrency. That's how all Ponzi schemes collapse, and Taishacoin will be no exception. It's only a matter of time before it happens. If cryptocurrencies continue to rise, they may be able to survive for some time, but they may also fall very quickly; it is difficult to predict. You must stay well away from it.
Golden Rules
Evaluate emerging teams, their backgrounds, and activity levels to make sure a promising-looking project is on the right track. Confirm that the token is supported by a real, working blockchain that you and others can monitor in real-time. Ascertain that its developers are continually introducing new functionality, resolving issues, and attempting to enhance network performance.
Learn everything you can about cryptocurrency and stay sceptical, and you'll have a far greater chance of stoppingfraudsters off guard.
Team Maria
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The RFP, Request for Proposal, is a document that contains the bases and premises for pre-selected suppliers to carry out their technical, functional, project, and economic proposals.
Project guidelines
Outline the products and services your organization is seeking as well as the hiring goals.
Background
Present a summary of your organization: operations, markets in which it operates, the profile of your clients, and what you consider necessary for the proponents to have a dimension of your company. It is even advisable to honestly mention the strengths and weaknesses of your company. Be sure to include information about rfp process the people who will be involved in the project and the contact executives related to this project.
Task scopes
List the specific tasks that will be performed by the vendor and the expectations your organization has for the results to be achieved. Include a detailed list of responsibilities, particularly when subcontractors are involved.
Performance expectations
Specify the minimum performance that your organization expects from the supplier, the methods that will be used to monitor performance, and the process for implementing corrective actions.
Deliverables
Provide a list of all products, reports, and plans to be delivered to your organization and a tentative schedule of deliverables.
Contract terms
Specify the minimum and maximum duration of the contract and the renewal options.
Payments, prizes, and penalties
Be explicit about the payment conditions according to the deliverables and their performance. Highlight or underline the basis for obtaining an award for superior performance and the penalties that the supplier will have to pay for inadequate performance or for not meeting commitments.
Contractual terms and conditions
Attach a standard model of your contract, required certificates, and necessary insurance policies. If you do not have this standardized documentation, ask the proponent for their contracting model.
Requirements to prepare proposals
Prepare a consistent structure with standardized content, information and documents so that proponents respond equally and simplify the evaluation work. You should request a particular proposal structure and specify the documents you expect to receive.
Evaluation and selection process
Specify the procedures and criteria that will be used to evaluate the proposals and to select the contractor.
Process timeline
Be clear with the timeline for each of the steps in the process up to the point of making the decision. For example, specify:
Deadline to receive inquiries related to the RFP.
Deadline to receive proposals.
The date on which the demonstrations will be made.
The date on which the proposer will be summoned to present his offer.
Date of 1st. Selection.
The date on which the classified list will be announced.
Estimated date of hire.
Contact persons
Include a list of contact persons who will be able to provide additional information or answer inquiries.
In the Assessing Store, you can see an example of a comparative grid that, once completed, allows you to compare the functionality of the suppliers' products.