AngelaB Hake

J.L Edwards, the award-winning author of an essential retirement planning guide, is offering people who anticipate retiring soon something to ponder this Thanksgiving Holiday. The book titled Retire Not Expire is a real eye opening guide for anyone anticipating retirement as well as for those who are just beginning their retirement planning journey. Ms. Edwards uses her 30+ years of experience in the retirement and employee benefits field to provide the reader with hands on knowledge on the intricate and often veiled process for planning for your future retirement. The book offers excellent insights into today's complicated world of 401(k) benefit plans, social security benefits, health and live insurance coverage and estate planning. As an added bonus, the author provide the reader with real world financial illustrations that help the reader to quickly see how to maximize their benefits.  The short and insightful book is friendly and easy to read. Unlike many others covering the topic, it has real examples, most of which are quite familiar and will help the reader focus on the navigation to retirement. The book offers a balanced, simplistic no-frills approach to reaching retirement objectives. According to the author, the book aims to help the reader have the cash to live the life they have dreamed of and imagined for retirement. It is a book filled with wisdom on making the best choices to optimize your future retirement. The author poses the question: “is the three-legged stool broken? She helps the readers to answer the question through exploring the three-legged stool theory for retirement planning: (1) our 401(k), 403(b), or 457 plans, (2) income from social security, and (3) our personal savings. The book provides insightful answers questions such as ". . . what happens when one leg of the stool is broken, and another leg is completely missing?" The book Retire Not Expire seek s to help the reader to plan their lives and avoid living in poverty during their retirement years. "It's time we begin to re-imagine our ideal retirement because the three legged-stools is broken," says J.L. Edwards while explaining the importance of having all the three legs in a stool intact. Retire Not Expire further covers the following areas: the types of retirement plans, social security benefits, life insurance, estate planning, and health insurance. It uses real-life examples and financial illustrations to help readers see the importance of beginning their planning process as early as possible. In addition, the guide points the reader to various strategies of reducing debt, engaging in estate planning, and building generational wealth. Recommending the book for its insightful and in-depth coverage of retirement as a topic, Deonne Williams says, "This is a great book on retirement planning. Delivered with humor and personal anecdotes instead of referring to investment plans, etc., with acronyms that I don't get. I recommend it to anyone." Carol Alwood, who has already read the book, likes everything about it, the author's answer on the tricky question of retirement, the deep insights about planning for the future, and the personal stories that she has used, and the captivating graphics. "The question about when a person ought to retire and what that might look like is a complex question, but this author tackled the subject well. In a concise way, this book will help readers think through all the essential aspects of retiring, including when is it financially feasible, what will I do next, and how will I stay social through it all? I liked the graphics and personal stories, "says Carol Alwood in her review of the book while urging people to read it and also give their loved ones as a gift this Thanksgiving Holiday. For more information about the book, visit retirenotexpire.com. About J. L. Edwards Driven by her life experience, where she watched three generations retire: her great-grandparents retired in poverty; her grandparents were poor as well, but her mom learned the lessons from the previous generations and set out to educate herself about real estate, investments, and estate planning. J. L. Edwards believes that no one should retire in poverty. She is taking a step further by sharing personal and professional lessons. J. L. Edwards has worked in the employee benefits and the retirement field for New York Life Insurance Company, Discovery Communications, the National Rural Electric Cooperative Association (NRECA), and the American Council on Education. In addition, Ms. Edwards has been recognized by the Government Financial Officers' Association (GFOA) and other institutions for her work in the employee benefits and retirement planning field. Media Contact J. L. Edwards Author (202) 719-2883 https://retirenotexpire.com/ jai@retirenotexpire.com

Tee Tween, a fun subscription box that is the brainchild of 11-year old fifth grader Megan, is launching its first quarterly subscription box. The box, which was created through the imagination of Megan with help from her parents during the quarantine, provides great gift ideas for pre-tweens, tweens, teens, as well as their parents and grandparents. “We aim to bring you unique graphic tees each quarter for your tween, along with various items they will enjoy, “said Megan’s mother Becky. “The subscription box will have trendy items, hand-selected age-appropriate products and popular tween and teen-friendly accessories,” said Megan. With the first quarterly subscription box expected to be launched in November this year, the mother-daughter team says they are thrilled for their new venture to kick off, hoping that it will bring the same excitement to the tweens and teens who receive the hand-picked gift boxes. Megan not only creates the box but also does her due diligence and approves every item before they ship it out. “She comes up with the concepts for every package. Who better than a fellow tween to understand what kids really want?” said Becky, adding that the subscription box is delivered to every subscriber’s doorstep. Each box will have the TeeTween featured t-shirt for that quarter. “We’re excited to announce we’ll be adding tween-approved items like personal hygiene staples, decor, homeware, accessories, collectibles, and more!” said Megan, as she encouraged other tweens to subscribe. The self-designed tee, along with must-have trending accessories, are products that tweens will enjoy and will be useful in the daily life of a tween or teen, and even some pre-tweens. As for the cost of the box’s contents, Becky says that every quarter, they select new surprises for subscribed TeeTweens, and while not all of the items may be the same; they make sure every box has a retail value of at least $60. “Our hand-selected items are waiting to find their new homes,” said Megan when urging the tweens to check out their shipping schedule at the website. Tweens are urged to place their orders before the deadlines to be included in the next TeeTween release. For any questions, tweens or their parents can email becky@teetween.com About TeeTween TeeTween is a family-run business with a simple goal of providing fun subscription boxes that will put a smile on any tween’s face. It is the brainchild of Megan, an 11-year old fifth grader, who put it together with help of her mom Becky, an experienced entrepreneur and a full-time supply chain professional. With the new fun subscription box, all pre-tweens (age 8-10), tweens (age 11-12), and teens (age 13-18) can enjoy receiving great products every quarter. Media contact info Becky Venneman President 8663414473 ext 101 http://www.teetween.com/ becky@teetween.com

Thanks to Solo Lipz, medical marijuana patients and cannabis enthusiasts, can now share bongs and joints without fear of picking up germs, viruses, diseases or other complications. Considering the high costs associated with medical marijuana, patients often share substances in bongs and/or joints, to subsidize the expense. However, not much thought has been given to hygiene and protection from germs in the past by inventors. Solo Lipz has been earmarked by many as the invention to correct this. The product is a small extension that attaches to the top-end of bongs, and when each user owns Solo Lipz, everyone is protected from germ transfer, where it matters most. As for joints/blunts, you simply slide the end that you would normally hit, on the joint/blunt, into the Solo Lipz and inhale the Solo Lipz mouthpiece as you normally would the joint/blunt. When you are done, slide the joint/blunt out and pass. This gives you the same protection from germs as the Solo Lipz for bongs. Solo Lipz was devised by Mrs. Smith, a marijuana patient, and enthusiast with deep knowledge of the struggles associated with using bongs, blunts, and joints. Drawing crucial lessons from her first-hand experience in the marijuana market, she realized that Solo Lipz was needed to drive down the cost of usage. Considering the stringent policies and lack of insurance surrounding the use of marijuana across the United States, many have lauded her efforts for making bong, blunt, and joint sharing safer and healthier. Outside of medicine, Solo Lipz can be useful among groups of friends looking to share a blunt or water bong. Solo Lipz is inexpensive and comes with a drawstring bag for storage. Buyers will reportedly get the drawstring bag for free as a one-time souvenir for purchasing Solo Lipz, for a limited time. Users can get fancy with their Solo Lipz as they come in different vibrant colors. The company’s slogan “Solo Lipz, For My Lipz Only”, explains the usefulness of the product perfectly. So far, Solo Lipz customers have expressed satisfaction with their purchases. Solo Lipz kicks off sales in the United States and will be looking to expand into other countries as necessity demands. Orders will be taken via the company’s website with a team of professionals on hand to provide support to prospective customers if necessary. Solo Lipz is available on all social media platforms as: @sololipz For more information, use the media contact outlets below: Solo LipzInfo@sololipz.com1877 SOLOLIP (765-6547)USA

Serg Litty has just released his newest song “Options”. The song which is produced by Spawntain the Illavator. In the new song, Serg Litty has a new age flow where he is blending trap beats with his own Bay Area spin. He was originally from San Jose California but currently lives in Atlanta. While announcing the release, his producer, Spawntain the Illavator, said that fans of Jack Harlow and Caskey will love his sound, as he fits right into that niche pretty well. “If you are looking for songs to get motivated about making money, flexing on your haters or chasing a dream, Serg Litty is the rapper to listen to,” said Spawntain the Illavator who is also known as Josh Ruiz. When commenting on the choice of style in the song “Options,” Serg Litty says that he is trying to encompass the trap style, with his own Serg Litty spin on it, while staying focused on his roots, which is the Bay Area. “Learn to love the process not the finish line” says Sergio Medeiros, AKA Serg Litty, whose love for music began when he was still very young.“I’ve had a deep passion for Hip-hop since I can remember and it’s finally time to show the industry what I am made of,” says Serg Litty. He added that they made this song with Spawntain the Illavator to flex on the haters who constantly doubt them when it comes to making it in the music industry.“We want to prove a point that we are here to stay and belong in the Bay Area rap scene,” reckoned Serg Litty, while adding that their intention is to make it big in the world of music. Currently,Serg Litty and Spawntain the Illavator are working on a project which they are calling Shark Tales. According to the duo, the project is about Serg Litty’s story coming up out of San Jose, CA and the chip on his shoulder that motivated him to reach a level of success which they say, “most don’t achieve.”Serg says they have called San Jose “the tank,” and “Shark City” because it’s home to the San Jose Sharks NHL team. With the project, he intends to showcase his new style, while incorporating trap elements while still staying true to his Bay Area roots. The song is available on several platforms including YouTube, Spotify and Amazon Music. About Serg Litty Serg Litty, also known as Sergio Medeiros, has been focused on this new trap/Bay Area focused sound for the last year while building a project called Shark Tales which is being executive produced by Josh Ruiz aka Spawntain the Illavator. They two come from San Jose California and they are working together chasing the same dream with their mutual passion for Hip-hop. They are currently in the process of releasing back-to-back singles for their existing fan base, while grinding as hard as they can to build their music group—expanding their reach to bring in new listeners and fans. Hip-hop has been the core of who they are since their early days and now they feel it’s about time that their music reaches far and beyond, making a name for themselves in the Hip-hop industry. They have just released the single called “Options” on all digital streaming platforms. The single is gaining traction. Serg Litty is looking to expand off that while telling their stories on the world stage. Media contact info Sergio Medeiros CEO of Serg Music Group https://www.serglitty.com serglitty@gmail.com

(October, 2020. New York City.) - Anyone who enjoys electronic dance music (EDM) waiting for the next big rave beat is in for a great surprise. Alessandro Groppaldi (DJ TRIPLE A IT) will be releasing a new album in 2021. Full of fun energy and love, it's sure to be refreshing and just in time for post-pandemic parties. Best said by the artist himself, "The language of music is a language that only the soul understands, but that the soul can never translate." When asked for an idea of what to expect, DJ TRIPLE A IT said, "I produced a single called Que Viva La Fiesta in collaboration with Jonny D, that was released under the famous Spanish label Blanco Y Negro Music." You'll also want to check out his previous collaboration on a remix of Basketball with Jean Marie, Marta Sanchez, and Flo Rida through Sony Music Italy. Other music available on DJ TRIPLE A IT's site includes remixes of Mambo Italiano and Athena. DJ TRIPLE A IT started his craft in 2013, spending two years practicing as a DJ, playing for private parties, birthdays, and graduations. In February 2016, he started playing in many of northern Italy's most famous clubs and discos. Specializing in EDM, Tech-Deep-Electro House, DJ TRIPLE A IT realized his first moment of artistic fulfillment when he had the chance to perform abroad in Romania and Albania. During this time, his focus became more apparent than ever. DJ TRIPLE A IT started working on his first project early in 2019 and released various house song remixes. In December 2019, he headed back to his native country Italy and played at the Snow Break revolution and at Tabata' in Sestriere (TO) festival. Whether you’re a dedicated fan of DJ TRIPLE A IT or new to his incredible style, be sure to check out his website at djtripleait2.webnode.it or his Facebook page at www.facebook.com/alessandro.groppaldiDJ to listen to some of his previous releases, follow him, or contact him for your next big event. MEDIA CONTACT Alessandro Groppaldi+39 3518822748djtripleait@gmail.comhttps://djtripleait2.webnode.it/

(October, 2020. South Carolina) - Online shopping has skyrocketed in terms of shoppers, yet the struggle to find affordable items stops with shopsc.dollarstore.com. Unlike the big box dollar stores, ShopSC has high quality products at discount prices starting one dollar. Some of their hottest selling items include a 50-pack disposable face mask at $25, or two bars of Irish Spring for $2.25. John C. Kelleher Jr., partner of this new store states, “Great store, Free shipping on all orders over $25 dollars, Great reward program, Awesome Charity fundraising opportunity, Great Affiliate program.” Many families right now must carefully spend their limited budget while balancing time for kids stuck at home and learning virtually. ShopSC is an e-commerce superstore with an online catalog that offers general merchandise and grocery items typically found in Dollar Stores. With one of the world’s largest and most complete online sources of general merchandise for the wholesale industry both domestically and internationally, many basic needs can be met through ShopSC. With over 30,000 items in stock, exciting and new items arrive every week. With a slightly eclectic assortment of value price household goods and clearance items, their goal is to provide goods to value driven consumers. Stretching your money is more important than ever. With the holidays are just around the corner, there are so many options at ShopSC for gift-giving. With the incredible discounts you can easily put together gift sets for $10 with up to 4 items. The same items in a regular store would cost well over $25, so the dollar is stretched beyond measure. For example, a Shopkins cute backpack, coin purse, lip balm, earrings, and necklace for $10. Individually wrapped, or as a gift set, these items are sure to please. Have an active kiddo who loves jumping, bouncing, or throwing? For $10, they will jump for joy with a gift including a jump rope, paddle ball, flying disc, yoyo, foam ball, and glider. I’m sure you get the idea... and there are some great options for your favorite handyman, gardener, cook, or preteen fashionista, among many others. With at least 60% of products being made in the U.S.A., products at ShopSC are name-brand such as Crayola, Pantene, and Glad. Your wallet will thank you with affordable toys related to your kid’s favorite characters including Frozen, Paw Patrol, JoJo Siwa, and Shopkins. Then, be sure to put something in your cart for your fur-babies, like a new chewy bone or laser toy for under two dollars. These are all just a sample of what you’ll find at ShopSC. Other categories of items include books, apparel, footwear, baby care products, food, snacks, candy, beauty, health, and party supplies. Just imagine, hassle-free shopping on your time from the convenience of your home. There are several payment options including Debit Card, Credit Card and Net Banking. Orders over $25 enjoy free shipping to any of the states in USA except Hawaii and Alaska. Products are carefully packed and shipped from Southern California to arrive on your doorstep within 5 to 7 days. What are you waiting for? Take a look at Shopsc.DollarStore.com today and see what you’ll save, in money and time wasted driving to a store. As one of the fastest growing businesses, the combination of quality products, free shipping, and priority of providing items made in the USA, is part of the Dollar Store’s legacy. Happy ShopSCing! MEDIA CONTACT: John C. Kelleher Jr.Partner864-631-1243SALES@SHOPSC-DOLLARSTORE.COM

Singapore – October 2020 - The Cocoa Association of Asia (CAA), the leading Cocoa Association in Asia for both Cocoa and Chocolate Companies, and the associated supply chains and suppliers conducted an online forum (Will Cocoa Demand Grind To A Halt) to review the 3Q grinding data. The panel of industry experts delivered a cautiously upbeat assessment of the Asia region data despite the impact of Covid-19 which saw a 10% drop against the same period in 2019. The panel was made up by industry experts: Mr. Andrew Rawlings, Associate Analyst - Agri Commodities, RaboResearch; Ms. Francesca Kleemens, Managing Director from Cargill Cocoa & Chocolate Asia Pacific; Mr Quek Ngee Chuan, Vice President for the Cocoa Division at Olam International Ltd; Mr. Antoine Delsart, Managing Director of Touton Far East Pte Ltd and Mr. Gerald Abwerzger; and Chief Executive Officer, Von Alm Pte Ltd. Quarter on quarter figures for 2020 is showing some positivity, trending based on Q2 vs Q1 at -2.26% and Q3 vs Q2 as being flat. Considering the interruption to supply chains caused by the COVID pandemic, the reduced consumer footfall in the retail sector, and the COVID induced recession, the Panel expressed confidence in the measures taken by actors across the Asian cocoa value chain to respond to the difficult circumstances of 2020. The Panel praised the manufacturing sector for innovation in product types and formats which chimed with consumer concerns around healthier snacks, affordability, and sustainability. The panel also highlighted that Asia’s young and increasingly growing middleclass population presented significant growth opportunities for the future, with the potential to develop the market into No.2 globally. Current Asia demand per capita for cocoa and chocolate products is very low compared to Europe or the USA. With manufacturers now developing bespoke products with affordability, innovation, and sustainability top of mind, the outlook is bright for a strong recovery. While the panel expressed confidence about the future of the Asia region cocoa value chain, (Asia currently imports 80% of the cocoa beans it processes, mostly from West Africa and also increasingly from Latin America) it was tempered with nearer term supply caution around the unsettled global environment. These concerns include the upcoming elections in the USA and West Africa, BREXIT transition completion by the end of 2020, and the backdrop of the continuing COVID crisis. Looking towards regional supply, mainly from Indonesia which has now stabilized after several years of contraction, the panel emphasized the importance of raising both the quality and sustainability in the coming years. So, with a secure supply of cocoa beans, ample processing capacity, and a sophisticated consumer segment that is culturally more in tune with cocoa and chocolate products, there is hope that Asia might hold the key to future demand for Cocoa and Chocolate products. To hear the full story behind the cocoa industry’s 2020 Q3 grind numbers, consumer demand and behavior, and potential shift in production, visit the Google Play and the App Store at your convenience for access to this free Forum. Visit https://cocoaasia.org/dir/event/ to sign up. About the CAA The Cocoa Association of Asia was formed about 15 years ago with the goal of getting Asian cocoa processors, chocolate manufacturers, cocoa traders to work together to transform and promote the cocoa & chocolate industry in Asia for Asia, building on the unique and vibrant diversity of cross-cultural talents and a growing economy. MEDIA CONTACT Shirley ChooMarketing ManagerCocoa Association of Asiashirley.choo@cocoaasia.org

(November, 2020. New York) - The thought of a new conspiracy theory either makes people cringe or roll their eyes. Gedalya's new song, Conspiracy Theories, is the opposite, with a fun toe-tapping tune and serious yet tongue-in-cheek lyrics. The International Academy of Voice and Stage recently stated, "Think, reflect, enjoy and listen. Gedalya's music demands that you feel." I found myself wanting to listen again and again, singing along by mid-song. Yet there's a melancholy that settles with a sense of hope lingering. Conspiracy Theories is true to reality and speaks to the personal growth many are feeling in 2020. Gedalya is a singer and songwriter who is "...a learner, I express my ideas about life through my music." His folk-rock style emerged in 2017 with the release of The Thunder with soulful piano to accompany his vocals. Inspired by his own experiences and based in New York City, Gedalya's first stepped onto the music scene in the 1990s with songs like If I Were Superman and Through the Glass. While he took a step back to follow and develop his own voice and had several releases over the past decade. Over the years, Gedalya has remained true to himself throughout his life. A stream of followers will be excited to find this new release along with his past releases available on their favorite platform or from Gedalya's website at www.gedalyasings.com to read his inspiring background, watch his documentary, or download a number of his songs. His previous release in 2020 is also available, Giving Feels Good, which received a great review and received radio broadcasting worldwide. This song came when our world needed rebuilding, as it still does, and recognizes that the process of rebuilding creates connections between people and communities. On his website, Gedalya asks for visitors to donate to A New Song, which promotes their artists and their positive messages throughout the world. If you're a longtime fan, be sure to pick up Conspiracy Theories to share his musical spirit with your friends. Additionally, check out Gedalya's events page for upcoming events. There will be live and recorded concerts coming our way soon. This is incredibly exciting because of Gedalya’s refreshing take on social awareness that leads to self-reflection and thought-provoking introspection. MEDIA CONTACT Gedalya SloshayNYC Folk Rock Singer Songwriter(845) 400-6451gedalyamusic@gmail.com

Australian anti-ageing company, Reyou Longevity®, has launched its flagship products on Indiegogo. According to the director, James Thai, the company will be releasing the Anti-ageing Plant Stem Cell Serum and Moisturizer with an exclusive launched special 45% off RRP. The company, whose mission is to set a new standard in anti-ageing skincare products, seeks to empower its customers to go through the ageing process gracefully. Reyou Longevity® is raising funds to allow manufacturing of their first small batch through its Indiegogo campaign. “We have turned to the amazing community on Indiegogo to enable us to produce the first batch of the Stem Cell Serum and Moisturizer quickly and efficiently while maintaining the highest quality standards,” said the company director, also explaining why they have opted to raise funds through the crowdfunding platform. The company believes that through the crowdfunding campaign they will source the best quality, premium ingredients from local Australian suppliers and meet the purchase requirements. While describing the two products, Reyou Longevity® company director described how they are harnessing the power of Plant Stem Cells and creating a powerful skincare range, using Australian native flora infused with premium naturally-sourced active ingredients and giving customers products that can help them defy the signs of ageing the natural way. As a company that believes beauty does not come with an expiry date, Reyou Longevity® abides by their founding principles providing its customers with effective and safe products. The company maintains the highest standards of quality by using premium quality ingredients that are one hundred percent natural, safe, and completely free from toxins and preservatives. Apart from their commitment to providing their customers with safe products, they are also passionate about keeping the environment clean. The company spokesperson explained that stem cells play an important role in ageing research, adding that they contain regenerative capacity that helps the body to build the necessary blocks. He also added that dermatologists are turning to stem cells to fight wrinkles and improve the skin’s appearance mainly because it contains essential amino acids and peptides, which act as skincare powerhouse ingredients for helping the skin to rejuvenate. While revealing that the company has a zero-tolerance policy for animal testing, the company spokesperson mentioned that their products are made through alternative ways that are cruelty-free. “We found an alternative way to reap the powerful benefits of stem cells without hurting anyone or anything!” said the company spokesperson, adding that they have harnessed the power of stem cells in plants and created a range of premium cruelty-free skincare products that are made to defy any signs of ageing. "We've put in so much effort in our premium formulations and cannot wait to launch our range and share the power of plant stem cells with the world," said James. He believes that ageing should not feel detrimental. In fact, ageing should inspire confidence as maturity and life experience is a formula for a well-balanced life. While outlining the benefits of the Anti-Ageing Stem Cell Serum, the company spokesperson clarified that the product is suitable for all skin types and genders. The Anti-Ageing Stem Cell Serum prepares the skin to absorb nutrient-rich antioxidants and peptides, maximizing on skin hydration, which in turn stimulates collagen synthesis and enhances cellular metabolism. Other benefits include the assistance in rehabilitation and purification of the skin through aiding the elimination of toxins and cellular wastes. It also helps in the production of collagen and the reduction of wrinkles. Their flagship range is now available for pre-order with an exclusive 45% off RRP and expected to ship to customers early in December 2020. About Reyou Longevity® Reyou Longevity® is an Australian anti-ageing company based on the foundation that beauty doesn’t come with an expiration date. Its mission is to set a new standard in anti-ageing skincare products to empower everyone to go through the ageing process gracefully. Media contact info James Thai Director https://www.reyou.co/ hello@reyou.co