David Crarke

There are times when having a relationship with one particular home insurance company might pay you huge dividends. In fact if you have a relationship with a particular home insurance company for a number of years, you will be able to get a discount of up to 10% .But there are certain other scenarios when switching the homeowners insurance companies is a better option. You might be having a valid reason to switch your insurance company. So if you are planning to change the insurance company, do it without further delay. There are a number of reasons why people might feel the need to switch their home insurance companies and if you are interested to know about those reasons in details, you can go through the points mentioned below: Price: If you get a price for your mobile home insurance that is much better than the present home insurance company, then switching the home insurance company is a much better option. Here you might even consider loyalty discounts and other price breakups that your present insurance company is offering. Discounts If you combine your home insurance and auto insurance, then there is a possibility that another company might provide you with a much better offer. Service If you are not too satisfied with the insurance service provided by your insurance company then switching is again the best option. Coverage If you are interested to get an additional insurance coverage, like the less restrictive coverage or the sinkhole coverage, even then you can opt to switch to a different home insurance company. This is how you switch the home insurance company If you are planning to switch the home insurance company then you will have to follow the steps mentioned below: Try to shop for a new home insurance company The first and the most important thing that you will have to do is to compare the quotes of the various home insurance companies. You will then have to get a company that will be able to provide you with a better deal. It is very much important to compare the quotes of the various insurance companies. It is also recommended that you check out the highest rate and the lowest rate by comparing around 6 major carriers. Home is a very valuable possession and therefore, you will have to choose a good insurance company in order to ensure that all the belongings are very well protected. It is necessary to apply for a new insurance You might fill up an online application form or you might get the insurance company changed by talking with a particular agent over the phone. It is also important for you to provide some very important information that would include the size and the location of your house and the year in which it was constructed. Another very important thing that you will have to check here is whether you have anything in your home that is necessary for you to insure separately. Making the switch effective is another very important thing If you understand and are convinced that you will have to take up a new insurance company and know about the date from which it will be effective, it is necessary for you to cancel the existing homeowners insurance policy. You can call your present insurance company and cancel the policy. On the other hand, if you want, you can also cancel the insurance company by sending in a written request. When you are writing a letter to your present insurance company, you will have to include the following details. These include: The name The Policy Number The address of the home that has been insured Your contact details. Getting the best mobile home insurance Ireland is important because it will help you to stay protected as your home is insured.

"Change is the only constant", a quote that has immense relevance in the 21st century. Trends seem to come and go at the speed of light, and changes in the blink of an eyelid. With the power and wide-spread reach of social media, the trends in all aspects of life- be it fashion, home designs, make-up, photography, everything seems to be evolving at such a rapid pace, it is almost impossible to keep up. The same goes for a wedding and everything else that goes into organising one. The definition of a wedding now goes beyond a holy ceremony between two lovers blessed with the auspicious presence by families and friends of both the bride and the groom. Wedding organisers are now putting their best and most creative foot forward. From blooming florals to a bold pop of colours, experimenting is the raging trend of the hour. As for the wedding attires, brides are now dawning colours other than just the traditional and conventional reds. Even grooms are now opting for bold colour patterns for their sherwanis. The trends keep changing and evolving. The Big Fat Indian Wedding has become even bigger and grander than ever before. But fret not! We are here to guide you through the latest developments in the Band Baaja Baraat scene and everything in between. DRONE TO THE RESCUE Incorporating drone shots in pre-wedding photoshoots and pre-wedding video shoots is a trend that has recently been picking up tremendous pace. Capturing overhead shots of the excitement and activities that unfold during the shoot or during the wedding offers a refreshingly exciting and unique take on wedding photography. It also enables the photographer to take unique shots of your special day from a wide range of angles and vantage points. And when your wedding trailer or documentary makes it to the social media sites, the additional drone shots adds to it a wow-factor. QUIRKY PHOTO ALBUMS Gone are days of boring photo albums with photographs that look similar to each other and taken from only a handful of repetitive angles. Also, gone are the days when pre-wedding video shoots or even the wedding video shoots in general, were squeezed into a CD or pen-drive, just for it to be buried underneath cluttering objects. Wedding albums nowadays are much more fun, interactive and way more impressive than the old ordinary style. Photographers now select and curate photographs in such a way that the arrangement of the photographs unfold a story. DESTINATION PRE-WEDDING SHOOTS You have heard of destination weddings, but destination shoots? Couples nowadays don't limit themselves to their wedding venues and wish to travel to exotic destinations for their pre-wedding photoshoots and pre-wedding video shoots. But with the prevailing circumstances, travelling overseas or even outside your own state entails the involvement of several risk factors. But if you still want to take your pre-wedding shoots at outdoor locations and exotic destinations minus the risks, then an in-studio shoot is the perfect solution. Photorachna Studio offers unique solutions to couples who wish to have an outdoor background in their photographs. Photorachna has a plethora of studio sets to choose from, most of them being outdoor sets. Some of the most impressive sets on photorachna are the Santorini, London street, Goa, Rajasthan village set, to a name a few. If you are opting for an in-studio pre-wedding photoshoot and pre-wedding video shoot, then Photorachna should be your go-to place, as it offers you the flexibility to choose a wide array of locations of your choice while keeping all risk factors at bay. DROP THE PROPS This is yet another trend that has picked up pace in the past few years- incorporation of quirky, cute, and sometimes even outrageous props to accompany the subjects of the wedding photo frames. The most widely used and common ones are the quirky cut-outs of one-liners such as "Mrs'. 'Mr, 'Here For the Food', 'Just Married', to name a few. Wedding decors today include a wide array of props that adds a touch of grandeur to the whole scene. Heavy floral decorations are a common sight, so is the incorporation of decorative items like fairy lights, sparklers, lanterns, candles, colour-assorted props, confetti, and many more. FILTERS Black and White are back in the game again. Life is a cycle; whatever goes around, comes around. We have seen retro fashion statements from the past make a come-back. So have the old black and white filtered portraits. Photographers are now experimenting with filters that give portraits a timeless appeal, and what better way to impart timelessness to portraits than black and white and monochrome filters? CAPTURING CANDID MOMENTS There is a certain charming and endearing appeal to pictures that encompasses moments caught in action. While well-choreographed photos do look great, but candid moments are a welcome change. Ask your pre-wedding photographers to capture moments like you and your beau smiling at each other or walking hand in hand. Your big day will also provide your photographers with a great number of opportunity to capture candid moments from the start till your vidaai. Candid photos are all the rage on social media these days. Make sure that your wedding memories are also filled with candid and completely spontaneous moments. THINK SUSTAINABLE Just like any other social gathering, a wedding event churns out a tremendous amount of waste, from paper plates and glasses to gift wrappers and residues from the wedding decorations. But in recent times, there are wedding couples who have revolutionised the way wedding ceremonies are held. They are mindful of the things that go into organising their wedding, from sustainable decor items to sustainable packaging and return gift items, and arranging a celebration that is sustainable in itself. We honestly believe that this trend should evolve into something that is mandatory. We should be mindful of our actions and the impact they make on our environment. MICRO WEDDINGS With the COVID-19 outbreak, wedding guest lists have shrunk to listing down only a handful of names. Protocols require social gatherings to be held in the presence of only a handful of participants for the wedding. Even though the aspects of such scenarios sound tremendously upsetting, it will ensure that you will have a ceremony that is far more intimate and meaningful with the presence of a few people who are really close to your hearts. These are some of the latest wedding trends that have been picking up the tremendous pace and is sure to stay through 2020 and the years to come. If you are planning a wedding this year or in the near future, you know what trends to pick up on.

Do you run a business? Well, insuring your business with the right type of insurance policy is highly necessary to enjoy safer hands all the time. When it comes to shopping the best Business Insurance Ireland, you often get confused about which one to go with among huge selection. Every business needs a specific type of insurance. Thus, the business owner needs to select insurance according to their business nature and the risks involved in their business environment. In this section, you are going to know more details about two essential insurances for the business and its differences. Fire insurance Fire insurance is a legal contract between the policyholder and the insurance company. It guarantees the insurance firm will pay any damage or loss caused to the policyholder’s property in the fire. It also offers coverage against the incidents of the explosion, lightning, and accidental fire. Fire accidents are unforeseen and unexpected, which causes massive destruction in terms of finances. Owning a business is always prone to tremendous risk, and a single fire accident flourishes the business into the stalemate. Putting up fire insurance for your company is a smart decision. Even though it takes some considerable amount from your account, it is worthy and gives you tons of benefits later. Having the fire insurance policy means you get comprehensive protection against any damage or loss caused because of the fire explosion. It encompasses damages to your property. For example, damage caused to the office buildings, stock, machinery, furnishings, and others because of the fire outbreak. Apart from fire-related perils, the fire insurance policy should be a significant part of your Business Insurance Ireland as it encompasses damages caused because of the natural calamity and explosion. Different types of fire insurance are available in the ground so that you find the right one after considering your needs and demands. Upon paying the additional premium, the insured can be able to get some add-on coverage towards wreckage removal, earthquake, cover for molten, start-up cost, loss of rent, forest fire, leakage and contamination cover, and damage to stock because of the temperature change. When deciding the sum insured for your company’s fire insurance policy, you need to consider building, stock, machinery, furniture, valuables, antiques, and precious materials. All-risk perils coverage All risk perils coverage offers coverage for all the incidents, which the insurance policy does not exclude specifically. It is also called as the all-risks coverage and renders broader protection when compared to named risks coverage. That insurance covers only incidents the policy includes particularly. All-risk perils coverage is generally expensive when compared to named-peril policy and fire insurance. Some of the most common perils excluded in the all-risk perils policy are earthquake, war, government seizure, flood, heavy rain, employee dishonesty, wear and tear, boiler explosion, mechanical breakdown, pollution, electrical damage, and damage to the building interior. As per the general rule, insurance providers render two types of property coverage for the business owners, such as all-risks coverage and perils coverage. The policy with the all-risks coverage will never cover any kind of loss. Typically, insurance policies are designed to cover specific situations, and thus, a list of the incidents are not covered. However, the business that needs coverage for the excluded event under the all-risks coverage policy has the choice to pay the extra premium called the floater or rider to get particular peril included in the contract. The consumers need to remember that all-risks coverage does not mean you can be able to access your umbrella policy to select where your health insurance falls short. Find out the right insurance for your business After reading the above section, you tend to get some idea about fire insurance and all-risks perils insurance. Since you are a business owner, find out what works best for your working environment. Both insurance coverage looks incredible in its way and provides enough advantages for the insurer. Take some time and consider your requirements and potential risks factor in your workplace to determine the best one. After selecting the one, you should not take the coverage directly. Research well and compare the insurance coverage with others. It helps you to find out the best deal. Take the help of the online platform to compare the insurance quote. In case if you feel anything hard and unable to make the right decision, then you can hire the insurance broker to get the professional advice.

People wish to stay always protected at home by following some safety tips. For this purpose, people need to use perfect things. Fire is the leading cause of death and home injury. Using fire safety is the best practice of many homeowners. It is the best way to prevent the potential hazard in home. If any fire accident occurs at the home, you can access suitable House Insurance offered by the best company. This is very useful for people to protect their home from a fire accident. You can prevent the problem with the help of ideal things in the property. It is life changing effects that affect every aspects of the family. It is a highly dangerous issue that also leads to death. It is advised for people to aware of fire safety and prevention. You can use home insurance Ireland to solve fire related issue. The problem is avoided with simple fire safety techniques that better to help you and your family. The fire safety equipment is completely safe in the event of a fire. You can follow some safety precaution to prevent loss and damage. You must have a proper plan of action that saves the life. You can buy the fire safety tools with the insurance. Improve safety in the home: People must implement a safety plan to protect and increase the value of the property. It is ideal to prevent fire occurrence at home. House insurance Ireland provides the potential benefits to people. It is essential to keep home with a fire extinguisher and smoke detector. It is ideal to protect the family and belongings. It is necessary to install fire safety in the bedroom, outside the sleeping area, and others in the home. For protection purpose, the smoke alarm is interconnected. It delivers signal alerts across the home. You can vacuum smoke alarm at least once a year while the battery is restored. You can handle an emergency with the aid of the right equipment. You can speak with the company early if you want to get the compensation from the insurance. It is vital for people to maintain the safety of home. It helps to protect everything at the home from tragedy. You can access the right amount of money from the insurance company and use them to make a perfect plan for the home protection. Prevent fire: You can safeguard yourself in case of fire with the use of the best insurance coverage. You can get complete peace of mind to get the amount from the Home Insurance. You can keep in touch with the company and get the proper amount as soon as possible. You can purchase fire safety equipment by using the amount from the insurance. You can manage a perfect safety plan at home. It is important for homeowners to use the electronic and electrical equipments safely. People must understand the safety plan that suit for protecting the home. You can buy the safety resource simply by using the insurance. People can solve the stressful situation and safeguard the life from danger. People can follow the safety techniques to escape from the unwanted problem. So, people must focus on fire safety facts and protect the valuables. You can maintain the home with safety measures and enhance the value. Follow important fire safety measures: Follow safety measure is best practice of many homeowners today. It is best to keep away problems at the home. You can follow safety precaution and avoid the unwanted problems. It is necessary for people to place the heater at least three feet from clothing, bedding, and curtains. Lighters and matches are stored away from the reach of children. Candles never place near curtains and other flammable items. You can set alarm to remind you to check the pot whether you perform the multitasking when cooking and working at another area at the same time. You don’t overload the power points with the different power boards and double adaptors. If you manage the different appliance in one room, you can access the electrician to install the extra power points. You can make use of the home insurance to cover damages. It is best for people to survive in the event of a fire. You can follow the above precaution and know how to escape from a fire in a safe manner. You can look at the safety techniques and buy the safety equipment properly for the home.

Any tour can be a perfect one if the entire trip is comfortable and hassle-free. Little careful attention and simple makeover of your caravan can make it suitable for traveling in hot summer holidays. There are lots of insurance agents in Ireland who provide brilliant and affordable ideas of caravan makeover. The legal expenses will be free under the caravan insurance cover. To provide the justified service to the customer some tips regarding the caravan makeover has been discussed below: A well- ventilated caravan First and foremost a thorough cleaning is necessary to give your old caravan a new and fresh look. With little hard work, you can make your caravan ready for a new trip. It will be a better idea to get some rugs and carpets from your home to re-decorate it without expending any money. A well-ventilated caravan makes any trip more enjoyable and relaxing one. To keep away smell and fume the use of air-fresher and potpourri is the best way out. There will be a 25% discount on Mobile home insurance for no claim bonus. Furnishings and Fabric Getting a proper makeover for your caravan means taking care of the furnishings and fabric present there. For a proper summer trip, you can take some cushions, throws, and a comfy mattress where you can enjoy a cozy summer slumber. In exchange for curtains or blinds, you can opt for anything more comfortable for making your summer holidays more soothing. Insurance for caravan covers 365 days if it is touring in Ireland but other than that the cover includes for 60 days only. Caravan makeover with Bright Lights Brighter LED lights can work wonders with high luminosity and less power consumption for your caravan. This makeover tip will surely be cost-effective for you. Inclusion of awnings in the caravan By using a new canopy you can enjoy an extended area for your caravan during your summer holiday trips. You can use this space also for keeping sun recliners, picnic tables, grills and so on. These awnings are quite cheaper and can be fitted easily.Mobile home insurance Ireland covers any damage to awnings due to any harsh weather conditions. Upgrading security services in the caravan Upgrading security services by installing Hitch locks and wheel clamps can save the stealing of the van. Caravan insurance Ireland will provide ample discount on your yearly premium after incorporating PIR lighting, window, and door alarms to stop people from damaging or stealing it. Creating a home-like ambiance Decorate your caravan with your home décor items be it a picture, lampshade, or any flower vase to give it a homely touch. You can include a flat-screen TV, wifi system, and even microwave oven to ease your cooking in the caravan when you cannot go for barbecue due to harsh weather. Caravan insurance has a combined cover both for the caravans and its contents. While going for caravan makeover you can opt for specialist insurance. Mostly caravans are supported with towing chile’s insurance but the cover, in this case, is a third party. For new caravans, owners can pay the same insurance premium as they paid for their old ones. Knowledge of caravan Insurance for Caravan Makeover The mobile home insurance policy protects the home, personal belongings, and accepts liability coverage. Insurance cost is assessed on the insured home area, its age, and limits of the coverage made. In the phase of caravan makeover tips for summer, the first and foremost work is to explain the need of caravan insurance for the customer which will cover low policy excess, towing for 60 days in Europe for any particular period and the new policy will be along with old one if required. There are also benefits like public liability covered up to 2,600,000 euro charges against fire brigade to the limit of 1,000 euro and also covers Fixtures, fittings, aerials and satellite dishes. Up to 500 euro will be paid in case your caravan gets damaged for alternative accommodation.

When you are traveling most of the time during the day, it might become quite difficult for you to shop around for your van insurance. But then, if you do not shop around, so that would mean that you might have to pay more for your van insurance. You might not be too interested in shopping around for your van insurance because there are hardly any companies that provide your van insurance quotes online. If you are interested to know about the best tips that will help you to get the best van insurance, you can go through the points mentioned below: You need to be honest about your profession When you are insuring your van, the most important thing that you will need to take into consideration is your occupation. Most of the insurance companies will include professions like tradesmen, plumbers, builders, carpenters. But the occupations like the delivery drivers, the couriers, etc. are not covered by most of the insurance companies.van insurance Ireland is provided for those people who use this insurance for work. But if you use your van for domestic, pleasure, and social reasons then you should let the insurance company know about it. You can also get your tools covered Most insurance companies do not include the cost of tools. So in case, the tools get damaged, you will have to pay it from your pocket. Therefore, you should always check and find out if your policy covers the contents of your van. To keep your van safe, it is highly recommended for you to take some extra precautions It is always good to include some extra safety features. So before choosing an insurance company, you should try choosing some anti-theft devices. Try finding out, if you will be able to park your car the entire night in the garage. Therefore, try to find out the list of insurance providers who will provide you with such coverage and how much more premium you will have to pay for this. Find out whom you should insure with your van If you get the insurance that will cover whoever drives your van will be quite a costly affair. Therefore, it is a good idea to limit the number of drivers in the policy. If the age of the drivers whom you include in the policy is less than 25 years then that would increase your premium. You need to keep this in mind when providing the list of the drivers. Do not assume that you will be covered under van insurance, even if you are driving other vans You need to ask your broker if you are covered even if you drive some other van. If you are not covered, then do ask them about the extra amount you will have to pay, if you want to get covered when driving other vehicles as well. Try to cover the van under the lower insurance group When the insurance companies work out the prices, they categorize vans under the van's group. If your insurance falls under the higher group, you will then have to pay a higher price. The van insurance Ireland group is based on: The engine size and the performance of the van. The value of the van when it was purchased Cost of the repairs and the different parts of the vans. It is also essential to provide an accurate mileage How much you pay for your policy will depend a lot on the distance you travel in the van. This means that if you use your van more, you will have to pay more for the insurance. To lower down your premium, you should never underestimate the mileage. Shopping around for your van insurance company is essential, however, if you do not have enough time to shop around, then you must contact a van insurance broker who will shop around for you.

A Pre-wedding shoot or an engagement shoot is a photo shoot that usually takes place three to six months before the wedding day. This special event allows both partners to get to know each other better. Pre-wedding shoot photographers are intended to capture natural moments, expressions, and real emotions shared by the couples and make the final album more vibrant. In short, it is a great way to create everlasting memories. It farther builds and a relationship with the photographer as well. A couple needs to be comfortable before the cameras as that will make them look better in the snaps. Before getting snaps one should explain their style and mode of affection with the partner which helps the photographer in creating the whole photo-shoot. The photographer and his team are considered as best friends on the big day. They play a crucial role from the beginning of the event capturing every precious moment to make the dream wedding a reality. The demand for Pre-wedding Photographer is getting more creative in terms of where they want to have their photo-shoot. Pre-wedding video shoot in Delhi comes up with a holistic solution: In Gurugram, Faridabad Road 25 pre-designed locations are covering 2.5-3 acres of land completely dedicated to this grand photography project. This is an enormous opportunity for professional and recreational photographers to expand their photographic experience in pre-wedding shoot, maternity shoots, fashion magazines, and product shoots. Other renowned places where the pre-wedding video shoot in Delhi is carried on are as follows • Astonishing Humayun’s Tomb • Lush Lodhi Garden • Royal Neemrana Fort • Terrific Tikli Bottom • Awesome Garden of Five Senses • Astounding Lodhi Art District etc The Pre-wedding studio in Delhi and Neighbourhood: There are five famous pre-wedding studios in Delhi and its adjoining areas. They cater to all the requirements for pre-wedding photoshoots by providing innumerable backdrops for their clients. The range includes Moroccan Fort, Smokey Grey Wall, Tree Lights, Ladder, London Street, and many more. Studio Photo Paradise, Rohini charges INR 15,000 to INR 25,000 for 5 hours to 10 hours depending on the requirement of the client. Picture Destination of Sonipat District provides a holistic solution to all the unconventional photo shoot ideas. It charges INR 10,000 to INR 18,000 for 4 hours to 8 hours for a pre-wedding video shoot. The Perfect Location in Mathura Road also has a large number of backdrops with its open-air studio for pre-wedding photos and video shoots. It is also known for its wide range of facilities and themes. Here they charge INR 15,000 /-. Studio Future Forward in Gurugram with 25 or more backdrops offers a complete solution to all types of requirements for a pre-wedding photoshoot. It charges INR 10,000 to INR 15,000 for 6 to 12 hours for video and photoshoot. Photo Rachna Studios located in Gurugram offers both outdoor and indoor photoshoot facilities with a rural village to the beach, café, and so on to make the photoshoot a memorable one. It charges INR 6,000 to INR 10,000 for 4 to 9 hours. Charges for Videography for a particular day are INR 12,000. The Pre-wedding Studio in Gurgaon: Pre-wedding studios in Gurgaon is the one-stop destination catering clients not only of Gurgaon but also from other parts of Delhi. The studios located here believe in complete customer satisfaction while providing them with the best services required for pre-wedding photoshoots. There is multiple photo-shoot location in Gurgaon. Here the photographer creates an unforgettable and memorable photograph & video for the client. I Meet I & II of Hotel Ibis Gurgaon Golf Course Road, Goa Country Club, PindBalluchietc provide exceptional services as prime photo-shoot location in Gurgaon. Be it Gurgaon or Delhi footage shooting takes place at the selected location the client has asked for. In the preliminary stage, the footage is edited and presented to the respective client for their opinion and it is only after that the final and exclusive ones are handed over to them. The pre-wedding studios are offering commendable services by fulfilling client’s demands and providing them with their best pre-wedding photos and videos.

When you are looking for home insurance, it is important to get the contents of your home insured. The insurance company will be asking the amount of contents coverage you will need. You will have to choose a figure that will cover the contents of your home. But these contents should exclude the fabrics of the property like the walls, roof, and the windows that are covered under the building policy. As a rule of thumb, your home insurance should cover anything that you would take with you when you move out of your house should be covered. The contents coverage is done to protect your home contents against the damages that may be caused due to burglary or fire. If you want, you can go through the following tips to calculate the contents of your home for your house insurance: You will first have to do research and find out the cost of replacing the contents of your home. You will also have to be careful and ensure that you do not overestimate the goods because that would mean that you would have to pay a higher amount of premium. Just as you should not overestimate, you should also not underestimate the value of the contents because then you will not get coverage for the entire contents at home. It is therefore important for you to do the exact calculations so that you neither over-estimate nor under-estimate the value of your home contents. Calculating the contents in the various rooms for the House Insurance ireland The living room This is very important for you to first find out the value of the furniture in your living room. This includes armchairs, sofas, bookcases and also TV stands. You can also include the soft furnishings like the curtains, the carpets, and the blinds. You will also have to add the cost of the various electronic items that include a DVD player, a TV, consoles, computer games, etc. You can also include pictures and lamps. Dining Room In the dining room, the furniture includes the chairs and the dining tables, a display cabinet, and the sideboards. You can also add the cost of the cutlery, crockery, and also the curtains, the carpets, and the blinds. Kitchen The items that are included here would be the cooker, oven, washing machine, fridge, dishwasher. Here you may also include some blinds and the non-fitted units along with the cost of the pans and the pots. Apart from these, you should also include toasters, microwaves, and kettles. Here you can also include frozen food. Bedroom This is the place where heirloom and jewelry are kept. Certain policies have an upper limit as well. This means that if the content value rises above the upper limit, you will have to cover it separately as an additional cost. Apart from these the items that might be included would be computers, printers, TV, iPods, etc. You will also have to include the bedroom furniture that includes the wardrobes, beds, chests of te drawers and soft furnishings including curtains and bed linen. Bathroom Here the cost of the bathroom cabinets and the toiletries would be included provided these items are valuable. Outside home contents You might also include certain items that remain outside the home. These include garden furniture that can be quite expensive. Here you can also include garden equipment like the garden mower. When you are getting a Home Insurance Ireland, make sure that you include the values of all the important contents at home.