Nancy Ahuja

Trading in the share market is one of the ways to invest money and grow wealth over a period of time. It requires an understanding of the share market, how the prices get impacted, and how to make trade decisions to draw profits. Use of Demat Account However, to start trading, one needs to have a Demat and trading account. Demat account is used to hold the shares in digital form. This is the age of digitization, and there is a lot of push to make financial services available online, as it is secure and easy to track. The same is true for capital markets, and in fact, the capital markets were one of the earliest financial services to migrate online. Demat Account was introduced in 1996 which made the holdings of shares safe and convenient by storing them in digital forms. Today all trades happen in the stock exchange with Dematerialized shares, i.e. shares converted to digital form. Therefore, it is essential to have a Demat account to participate in the stock market trading. But there is a catch. Demat account alone cannot help trade. You need a trading account to transact in the stock exchange. You can place a buy or a sell order using a trading account. A share bought will be deposited in your Demat account. Benefits of Demat Account Let’s understand the benefits of Demat account that provides in the online trading process: 1) Safe and secure storage of stocks: Since Demat stores the shares in digital format, it is safe and secure. It eliminates risks associated with keeping physical shares, like getting lost, torn, tampered, or stolen. 2) Easy transfer: Shares can be transferred conveniently and fast through a Demat account. A paper certificate will need lengthy paperwork and transfer through post and courier, which will incur time and cost. 3) Can store various investments: A Demat account can store multiple investments such as shares, bonds, mutual fund units, Exchange Traded Funds, etc. 4) Bonus shares, stock splits, dividends get automatically updated in the Demat account With these benefits of the Demat account, you can get assured of ease and convenience in share trading experience. Now let us see how to operate Demat for online share trading. Tips to operate Demat Account for Online Share Trading Let’s get back to the fact that trading in stock exchange need both Demat and trading account. As we talked previously, trading account is needed to transact in the share market and the shares bought are deposited in the Demat account. We’ll deep dive into this and help you understand how to operate Demat account step by step: 1) Login to your Demat and trading account. Your stockbroker will provide the login credentials. 2) Once you have logged in, you have to add money to your trading account from the bank account. The bank account details that you provide while account opening will be linked to your trading account. 3) Create a watchlist of your favorite stocks. Watchlist is a customized list where you add the names of companies to view their prices in one place. Click on the company name to view its in-depth detail, historical prices, price changes over the days, current bid price, current ask price, etc. 4) You can select the company name and click on buy. A menu will appear to ask you regarding specifying the nature of the order. You should understand the difference between Bracket Order, Cover Order, Limit Order, Market Order, etc. For example, if you chose a market order, the share will be purchased at the current market price. If you choose limit order, you can specify the price at which you want the trade to get executed. 5) Next, you have to specify whether the order is Intraday or Delivery. Intraday order means the buy and sell will have to be done on the same day, Delivery means you want to buy the share but do not want to sell it on the same day. 6) Once deciding on the parameters, you can place the order and voila, you have started your investment journey! Disclaimer: Investments in the securities market are subject to market risk, read all the related documents carefully before investing.

It is essential to understand the differences between diagnostic and preventive care, the two types of healthcare assistances medical professionals provide for a healthy living. Following are the differences identified between the two healthcare types - (1) Stages of healthcare – As the name suggests, preventive care involves precautionary measures undertaken to inhibit or prune any possible symptoms detected well before it affects one’s health. On the other hand, diagnostic care is addressed to individuals who already show symptoms of possible ailments. (2) Purpose – Preventive care is undertaken to help individuals keep their present physiology healthy. Contrarily, diagnostic care is addressed for accurate identification of a suspected disease for the further course of treatment. (3) Examples - Instances of preventive care include routine check-ups, screening tests, immunisation vaccines, etc. In the case of diagnostic care, check-ups like X-rays and lab tests undertaken after the signs of an ailment surface serve as suitable examples. While the two healthcare methodologies differ significantly, both are quintessential to stay healthy. Plus, as such tests and check-ups come costly, one must also be mindful of necessary financial arrangements such as procuring a health EMI network card, which can help fulfill their healthcare funding needs. One can complete the health card apply process online for quick availability of financial assistance. Reputed financial institutions provide digital health cards for easy accessibility in case of emergency monetary needs to pay for medical bills. The availability of a health card online not only makes payment easy but also allows the cardholder to meet the medical funding needs of family members availing treatment in other cities or states with ease.

PUBG has become one of the most popular mobile games, garnering over 10-15 million daily active users in India. Thus, anyone looking to buy a new phone would first consider the smartphone’s ability to run graphically-intense games. Features like a good processor, along with an 8GM RAM and long battery life are a few other things that are considered essential while purchasing a new mobile phone. Realme, branded as the budget phone for the young adults, has made its target audience very clear. To cater to its large audience, it has released smartphones with features best-suited to the age group between the ages of 18 to 25. The top three best upcoming Realme mobiles include: Realme X50 5G Price: Rs. 37,999 One of the most-awaited 5G models is expected to be unveiled on 30th June 2020. This 8GB RAM mobile’s price stands in the high range, but also provides unique features like Android v10 (Q) operating system, and a Qualcomm Snapdragon 765G chipset. Realme X Pro Price: Rs. 17,999 Among the upcoming Realme mobile phones, this model boasts of a 64+8+5+2MP quad-camera setup, along with sharper viewing colours. It offers better photography as well as a long battery life with VOOC fast charging support. Realme XT Pro Price: Rs. 18,999 This model is expected to hit the stores on 2nd July 2020, and runs on the Android v9.0 Pie operating system along with the Qualcomm Snapdragon 730G chipset. It has an AMOLED display and a wide screen size for a superior gaming experience, and assures a long battery life.

The Indian mobile phone market is loaded with so many brands with Xiaomi, Vivo, Oppo, and Realme leading the race. Which brand can provide you with the guarantee of the fastest mobile phone updates? Let’s know more about this quick post! When you get the next Android updates on your phone, then it helps you to avoid spending on a new phone with new updates. You can now compare the features of the following phones that will receive Android updates and get one as per your needs and budget. If you want to buy a phone under 15000 INR that can help you move from one Android version to the next super easy, here are some best models: Nokia 7.2 6 GB RAM + 64 GB ROM, expandable up to 512 GB 6.3 inch Full HD+ DotNotch display 48MP + 5MP + 8MP triple rear camera 20MP front camera Qualcomm Snapdragon 660 processor 3500mAh battery This Nokia phone is available in India at around Rs.15K.   Vivo Z1 Pro 6 GB RAM + 64 GB ROM, expandable up to 256 GB 6.53 inch FHD+ FullView display 16MP + 8MP + 2MP triple rear camera 32MP front camera Qualcomm Snapdragon 712 AIE processor Face Unlock Triple card slot Fast charging 5000mAh battery You can bring home this Vivo mobile phone in India at around Rs.15,000.   Samsung Galaxy M30 3 GB RAM + 32 GB ROM, expandable up to 512 GB 6.4 inch FHD+ DotNotch display 13MP + 5MP + 5MP triple rear camera 16MP selfie camera Samsung Exynos 7904 processor 15W Type-C fast charger 5000mAh battery Samsung Galaxy M30 is the best Samsung phone under 12,000 in India to buy.   In case if you don’t want to spend the entire amount on a mobile phone at once, then you can buy a smartphone on flexible EMIs. You can avail of this facility in India on the Bajaj Finserv EMI Network. Bajaj Finserv also offers pre-approved deals on EMI finance and other financial products. It can simplify your loan procedures and make it fast. You can share your basic details, such as your name and contact number to discover your pre-approved loan deals. You can download the mobile recharge app for instant recharge.

Smartphones have become extremely essential. Everyone, from the age of 8 to the age of 80 are seen using a smartphone. Its ease of connectivity, low charges and various features like games and cameras appeal to all age groups. Thus, various brands are continuously bringing their prices down to cater to a wider audience. Top brands like Samsung, Xiaomi, Realme and Oppo offer the best phones under Rs. 20,000. The top 3 models available in the market today include: Xiaomi Redmi Note 9 Pro Price: Rs. 14,999 At an affordable cost, Xiaomi offers a feature-rich phone. It has an Octa-core processor along with a Snapdragon 720G SoC, and a 4GB RAM. The phone also has a quad-primary camera setup, producing razor sharp images with astonishing clarity. It also has a 16MP front camera to cater to the selfie-obsessed market. Realme 6 Price: Rs. 13,999 RealMe 6 works on a MediaTek Helio G90T known to provide extra speed with an Octa-core processor. It has a quad-primary camera setup, and 16MP front camera as well. Furthermore, its battery life is highly rated and also has a flash charging option. Vivo Z1 Pro Price: Rs. 13,990 It is among the best vivo phone under Rs. 15000. It is rated highly on performance and battery life. With its excellent 32MP front camera, it can capture every moment with impeccable clarity. The phone also comes in various colours- Sonic Blue, Sonic Black and Mirror black. Although this is not an exhaustive list, these are few of the budget-friendly phones available in the market today.

Refrigerators help us store our food and keep it fresh for longer. These days, it is impossible to imagine life without a refrigerator. Just like oxygen, it has become an essential part of life. When you’re planning to buy a new refrigerator, one of the most important things to keep in mind is if it will fit your kitchen space. You don’t want to cram up the kitchen space between the shelves and the gas stove by buying a huge refrigerator. But you also have to be sure that the refrigerator has enough capacity to store all the things you want. Stuffing up your refrigerator beats the purpose of having one, as it leads to spillage and growth of bacteria. Choosing the right refrigerator It is important to keep two things in mind while choosing a refrigerator. 1) Capacity: If you have a family of four, you should consider picking a refrigerator that has the capacity of at least 250 litres, and up to 350 litres, while a couple can consider buying a refrigerator with a capacity between 150 litres to 250 litres. The best refrigerator under Rs. 20,000 for two people is the Whirlpool 215L Single Door Refrigerator. This comes with a 4 star rating and an efficient inverter cooling system. 2) Types of refrigerators: There are various types of refrigerators available in the market, including single, double and triple door varieties. Depending on the capacity and your kitchen space, you can opt for any one of them. The Haier 220 L Direct Cool 4 Star refrigerator is claimed to be one of the best models according to a Haier fridge review. It has a unique 1-hour icing technology and an efficient energy saving mechanism, making it one of the best refrigerators under Rs. 20,000.

Mobile gaming is increasingly becoming mainstream. Part of the credit for bringing mobile gaming out of its small niche and making it a part of the average smartphone user’s daily experience goes to PUBG. PUBG stands for PlayersUnknown BattleGrounds, and it is one of the biggest mobile games in the world. It belongs to a genre of games called Battle Royales. Battle Royales involve hostile gunfire and exploring unknown places, among other elements. Battle Royales are also frequently multiplayer games. This increases their potential for going viral as people rope in their games to play, and soon entire gaming communities have clustered around the same game. This is what happened with PUBG when it broke on the scene in 2017. Below are few of the best smartphones to get if you like to play battle royale games like PUBG: 1) Asus ROG:Asus’ Republic of Gamers (ROG) series is a favorite among the gaming world. One problem that the average smartphone user has with video games is that they quickly drain out their battery. Asus therefore made their ROG devices to be 6000mah battery mobile phones so you can game on without worry. The ROG series also comes with a sleek look that will appeal to those who want their smartphones to be fashion statements. Redmi Note 7: This device from Xiaomi is perhaps the best phone under 10000 to play games on. It comes with a fast octa-core processor that is well-complemented by a 3 GB RAM. It’s screen has a good resolution of 2340*1080 pixels, providing great value for money. Samsung M31: This recently released device sports three features that gamers will love: a super-immersive AMOLED display, 6 GB RAM, and an Artificially Intelligent Game Booster. The AI Game Booster optimizes the phone’s performance to give you the best experience possible. With a price tag of ₹14,999, this phone is a steal for people looking for a powerful device at a budget price.