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Most of us dream about having our own space, where we could live our lives, customize our space, and be proud of things because buying a house is not a joke.
Yes, putting all the significant parts of your money is a big deal but at the end of the day, it is for us; couple spends time, children spend their childhood, it a place where we dream of things, a single place where significant episodes of our lives happen.
But buying a house is really a good investment??
My answer is, “No.â€
The idea that your primary residence can be your good investment comes from the fact that our grandparent’s house or our parent house, which they bought a few decades ago, was even less than two lakh rupees, and now its cost is in crores.
Yes, it is attractive, and all you can see a significant price difference. But mathematically, is it really a good deal?
Just because people appreciate it does not mean it is a good deal.
For the sake of this discussion, we’re going to neglect the fact that, over the long run, average home values increase only slightly more than inflation.
Assuming a home’s value raised only at the inflation rate, a property purchased in 1980 for 100,000 rupees would be worth 60,25,873 today, more than 60%. The real reason your grandfather’s house price increased so much over 40 years? The simple answer is “inflation.â€
I want to add that real estate can increase and decrease the value of any property drastically. But such changes are drastic; it can happen, but not always. It is crucial to understand the positive and negative points of all well.
The house has a crucial primary purpose.
The primary purpose of a house is to provide shelter. This is the most crucial purpose of any house, but let’s look at it from an investment perspective.
One of the most crucial and essential factors that make an investment as an investment is your capability to control your ownership timing. That means that you can buy it and sell it at times and under certain conditions that are prone to maximize your investment return. We can think of common investments, such as bonds, stocks, mutual funds—even rental real estate—as providing this ability.
These common investments can be sell or buy anytime, but a house requires time to buy or sell. In an urgency, if you look at it as an investment, it is the worst investment. Many people buy a house at a top market price but could not sell it at any profit.
These negative things cannot be neglected, which makes it a worse investment.
A house cannot be an investment if you are not planning to sell it.
House does not generate any cash flow but is generally gets increased in values over a while. More importantly, when you sell, you will most likely have to utilize the equity from the sale to purchase the next investment, i.e., a house. After all, you will be moving from one home to another home. This means that practically, home equity is trapped equity.
Conclusion:
The only time when the house does not fall in this category is when you want to sell it. A good investment is something you can sell quickly, where you earn more money, which does not load you with debts. The real estate sector is vital, and houses, apartments are all significant investments. It is essential to understand how much a thing can benefit you. What’s your take on this?
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AYN Infra
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A learning can be an example for the world. Believing in the same allows us to make this world, a better place to live in. We at Human Help Foundation has realised that the fundamental step to create a healthy world is to create a healthy mind. And to build a healthy mind, education plays an important role.
India is a growing nation and is doing every bit to ensure that it stays in the development circle of the world. We at the Human help foundation are trying to create a better opportunity of education to all. We have been doing it on our level since years but now through this organisation, we have got the chance to make the difference on a large scale.
Why education is important?
An educated mind is the symbol that the community, society, nation and the world is progressing. Education helps an individual as well as a family to take smart decisions for the welfare of all. If we compare the statistics of India in terms of education, we will understand how tough it was for the nation earlier to maintain a static rate in terms of literacy.
This is why, our major focus is on education. Human Help Foundation believes that every learning mind deserves an equal chance to learn. Our mission is to ensure that this education reaches to the lower and socio-backward people too. One should not stop getting education in the lack of financial support. Moreover, professional guidance from the industry’s experts is always there. It will help in escalating the career choice in a progressive way.
How we are doing it?
The process is simple. Human Help Foundation supporting the education of every aspiring mind, irrespective of the age. Yes, unlike others, we are open to support the education of a school pursuing student as well as an university graduate. Apart from it, we are also offering the academic support to the professional courses too.
We have been lucky to help many of the budding careers who were on their way to discontinue their studies because of the lack of financial and family support. Our team is consistently finding those people who are in dire need of this help.
We are not constrained to any number and are open to help as many as we can. This policy has helped us to outreach other helping souls in the society.
The team is growing to the bundles and is in a mode to help every dream to be turned into reality. If you ask us, how we are doing it- our answer is same. We are doing it with the help and prayers of kind-hearted people like you.
If you too believe in this mission and is planning to contribute, feel free to get in touch with us. We are sure that humanity is still there, and it will grow to manifold in coming times.
Let us know if you too have any thoughts or ideas about how we can improve in this mission. Your ideas are welcomed.
ABOUT US
We are a family, connected with each other through same-minded thoughts. What started as a wish is now a full-fledged organisation. The fundamental of our NGO is to serve the mankind in every possible way. Here is a brief introduction about our values, that we hold with integrity.
Human Help Foundation is an Indian NGO working to make education accessible to all. Our NGO committed to provide education to every child.
OUR MISSION
To spread a healthy wave of positivity, happiness and growth in every area of the worldâ€! We are working effortlessly to ensure that we stand true to our commitments of offering education, health and food to all.
For more info regarding our work kindly visit – https://www.hhpf.in/
https://www.hhpf.in/service-education
Human Help Foundation
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