Molly Valdez
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When you decide to buy a car through a loan, how to choose one of the dazzling car loan products and financial institutions that provide car loan services for yourself, you must first understand the loan method of car loan.
Bank car loan: Applying for a loan from a bank is the most traditional way to buy a car with a loan. The loan period is up to 5 years. If you buy a car for your own use, you can apply for a loan up to 80% of the car price. If it is commercial, it can only borrow 70% of the price of the car purchased. The loan interest rate will fluctuate on the basis of the current benchmark loan interest rate announced by the People's Bank of China. Compared with other loan methods, bank auto loans have low interest rates, but they take time and effort during the loan process. In order to control risks, banks usually take longer to review and require a lot of information.
Car purchase by credit card installments: Auto financial services jointly developed by credit card issuing banks and auto companies. Depending on the product, the loan amount ranges from tens of thousands to hundreds of thousands. It can be returned in 12, 18, 24, etc. installments, generally There is no interest, only a handling fee of 3.5%-10% of the installment amount is charged, and some promotional products are even free of handling fees. The down payment amount is generally greater than or equal to 30%-40% of the car price. Buying a car in installments with a credit card is easier to operate than a bank car loan. As long as you have good credit and stable income, there are generally no household registration and property restrictions. Some banks can complete the approval within a few hours. But the biggest problem with credit card installment is that it will be limited by the loan amount.
Auto finance company loans: Applying for car loans through auto finance companies has been a common way in recent years. A number of auto finance companies have been established in China to provide car loan services, such as SAIC-GM, Chuangfu, Volkswagen, Ford, Toyota, Dike and Beijing Hyundai. Under normal circumstances, this kind of loan has the characteristics of low threshold, low down payment ratio, long loan time, flexible approval, and fast speed. The minimum down payment for car purchase is 20%, and the loan period is 1 to 5 years. Auto finance company loan repayment methods are more flexible. You can choose to make a part of the loan amount (usually no more than 25%) as a flexible final payment, and make a lump-sum payment in the last month of the loan term instead of calculating the monthly payment amount. Can make your monthly payment significantly lower than the monthly payment of traditional credit. When the contract expires, you also have a variety of options: settle the flexible balance payment at one time and obtain full auto ownership; or apply for a 12-month secondary loan for the flexible balance payment; or with the assistance of the dealer, Replace the used car with the new car and deduct the balance from the old car discount.
Internet car loans: In recent years, Internet car loans have emerged along with the tide of Internet finance. Loan issuing agencies are mainly Internet companies, and their loan methods are faster and more flexible. You can complete the various steps of the loan without leaving home, including understanding the application conditions of various types of loans, preparing application materials, and submitting the loan application, all can be completed efficiently on the Internet. The loan method is mainly credit unsecured loans, similar to credit card installment loans, but the loan interest rate is higher than that of banks.
https://www.autofun.co.id/alat/simulasi-kredit-mobil
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Molly Valdez
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In fact, Brio is not the new generation we think. The model was first launched in major emerging markets such as India and Thailand in 2011; two countries that share bad relationships with cities with heavy traffic.
In terms of size alone, the Honda Brio will be one of the vehicles that is very suitable for busy city streets. The five-door hatchback is as small as 3610mm, 1680mm wide, 1470mm high, and has a wheelbase of 2345mm. From another perspective, the current Mitsubishi Mirage measures 3710mm x 1665mm x 1500mm, while Toyota Wigo measures 3600mm x 1620mm x 1520mm. When we ride the Brio later, it is interesting how to convert these sizes to help achieve this kind of agile processing.
The name itself comes from the Italian term il Brio, which means passion, activity, passion and wisdom. The front of Brio does look lively and fresh. The good design features of hatchbacks are aimed at young customers and newcomers. Please note that this Brio is an updated/revised version.
The Brio on the side is a bit tidy and has some aggressive, sweeping character lines. Compared with other hatchbacks that seem to lean backwards, its side profile is 2 squares, so it ends suddenly. This particular example of Brio is the highest-spec variant, which is why it uses 14-inch alloy wheels and Michelin 175/65/R14 tires.
Alternative picture
Compared with most competitors in the entry-level market segment, the Brio dashboard has a sharper outline and a more modern degree. Like the previous generation of jazz, the Brio interior uses grilles and grooves with A/C vents around it (the grille is the same as the previous generation Jazz/Fit), a round steering wheel, A/C dial and three-layer gauge Dashboard. Thought can obviously shape dashboards into more modern standards, rather than just producing cheap, versatile and non-functional dashboards.
This top-level Brio variant has various convenient features such as power windows, power rearview mirrors, seat height adjusters, front fog lights, rear fog lights, steering wheel audio controls and touch screen 2-DIN satellite audio system. navigation. Based on the Honda Thailand website, which also shows the same audio unit (displayed by appearance), it seems that the Brio host can also have browser and Wi-Fi functions, although we cannot verify it on site. Please note that they may have changed the host because the host on Brio Amaze is different.
more info:https://www.autofun.co.id/mobil/honda/brio
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Molly Valdez
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Honda Jazz / Fit adalah mobil keluarga yang luar biasa!
Mari kita bahas mengapa hatchback di Cina tidak mudah dijual kecuali Perodua. Pasalnya dibandingkan dengan hatchback luar negeri, hatchback Perodua lebih murah, dan memiliki keunggulan hemat bahan bakar, mudah parkir dan perawatannya rendah, sehingga sangat cocok untuk anak muda yang baru mulai bekerja. Namun, pada masa-masa awal, harga hatchback merek asing di China sangat tinggi, dan mereka yang mampu akan memilih RV karena kepraktisannya yang lebih tinggi, dan karenanya hatchback merek asing tidak mudah dijual. Namun sejak 2011, Honda Malaysia telah memproduksi dua mobil yaitu Honda Jazz dan Honda Jazz Hybrid di China, dan Honda Jazz menjadi mobil termurah Honda Malaysia saat itu (harganya hanya RMB 74.800). Apalagi, Honda Jazz selalu dikenal dengan performa spasialnya yang benar-benar mengungguli mobil lain sekelas, sehingga lambat laun konsumen lokal menerima hatchback merek asing.
Harga Honda Jazz generasi ketiga yang terbit tahun 2014 ini juga tergolong sangat murah. Harga versi entri adalah RM72.800. Meski harga versi S mendekati harga generasi sebelumnya, namun VSA ini kalah dibandingkan dengan generasi sebelumnya. Oleh karena itu, lebih banyak orang memilih E (RM79.800) dan V (RM87.800) dengan harga yang sedikit lebih tinggi. Beberapa orang mungkin bertanya, mengapa Anda tidak memilih Honda City RV empat pintu dengan harga ini? (Lagi pula, Honda City dirilis di Cina sebelum Honda Jazz, dan responsnya cukup bagus.) Izinkan saya menganalisis poin ini dengan pengalaman pribadi saya.
Secara pribadi saya sudah tiga kali menjajal Honda Jazz (salah satunya Hybrid), semuanya sudah melakukan perjalanan jarak jauh, satu tur self-driving bersama teman-teman, dan dua lagi pulang kampung. Meski merupakan sebuah hatchback, performa luar angkasa Jazz sungguh luar biasa. Saat pertama kali menguji Honda Jazz, seluruh tur self-driving diisi dengan empat orang dewasa dan bagasi selama tiga hari dua malam. Bahkan ada ruang ekstra tersisa. Tentu, alasan utamanya adalah volume ruang kompartemen belakang Honda Jazz mencapai 363L. Apalagi setelah sampai di tempat tujuan, sangat mudah untuk mencari tempat parkir karena merupakan hatchback, dan sangat fleksibel untuk keluar masuk lalu lintas. Yang terpenting adalah performa efisiensi bahan bakarnya sangat bagus. Ini adalah 17,3 km / L saat kami berlayar dengan kecepatan 110 km / jam dari Penang ke Kuala Lumpur, yang merupakan kinerja yang diperoleh oleh empat orang dewasa yang mengembalikan bagasi + produk asli selama tiga hari dua malam, dan ini masih versi Jazz biasa. Jika ini versi hybrid, saya yakin efisiensi bahan bakarnya akan lebih tinggi.
Fitur-fitur Honda Jazz memang sangat dibutuhkan konsumen saat ini. Umumnya sangat fleksibel dikendarai di perkotaan dan mudah menemukan tempat parkir. Selain itu, performa efisiensi bahan bakarnya juga bagus, dan Jazz dapat memenuhi kebutuhan Anda saat Anda ingin membawa orang atau barang, itulah mengapa Honda Jazz begitu populer di China! Dan mengapa judul saya Honda Jazz adalah mobil yang cocok untuk istri saya? Pertama-tama, peralatan keselamatan dasar Honda Jazz saat ini sudah lengkap, dan kemudian mudah dikendarai di perkotaan dengan konsumsi bahan bakar yang rendah, sehingga nyaman bagi istri dan orang dewasa untuk mengantar anaknya ke sekolah untuk membeli makanan atau kebutuhan sehari-hari. , dan Honda Jazz cukup cocok sebagai mobil travelling ukuran keluarga!
Berikut ini adalah tentang kekurangan Honda Jazz. Jika anda adalah pemilik dari Honda Jazz generasi pertama atau generasi kedua, perlu anda ketahui bahwa pengendalian performa Honda Jazz sangat baik, namun kurang pada kenyamanan, sedangkan pada Honda Jazz generasi ketiga sudah mulai bergerak. menuju biasa-biasa saja, dan semua aspek rata-rata, jadi tidak akan begitu bagus dalam performa olahraga. Mungkin performa mesin Honda Jazz masih bagus, tapi perjalanannya masih panjang dibandingkan dengan dua generasi sebelumnya, jadi saya hanya bisa mengatakan bahwa Anda tidak bisa makan kue dan memakannya juga.
For more info please click here:https://www.autofun.co.id/mobil/honda/jazz
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