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Ravi Khurana
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Care Health Insurance- A partner for complete family health care
Founded in 2012 as Religare Health Insurance, later renamed, Care Health Insurance has been able to achieve remarkable standards in the insurance industry with its products, services and offers available. The insurance service provider has been serving the masses with various nature of policy plans designed to cater to the audience having different requirements and coverage against various illnesses.
To begin with, Care Health Insurance has a portfolio of standard health care policies such as Care Health Insurance Plan, Care Advantage Health Insurance i.e. family floater plan, and Arogya Sanjeevani i.e. standard health insurance plan. These are a few essential comprehensive insurance plans that are designed to provide aid to individuals and their families against medical emergencies. These plans have different terms and conditions with a variety of sum insured amount offerings that can be signed up according to an individual or their family requirements. With these plans, the aspirant policyholder can get financial help at the time of medical emergencies at affordable premiums.
Indeed, it is believed that comprehensive plans are usually enough to get protection against multiple health ailments however, it is not true. But there are some highly dangerous diseases that can cost megabucks in their treatments therefore, Care Health Insurance has also crafted some important plans to deal with critical medical emergencies. Such plans are Cancer Mediclaim, Critical Mediclaim, and Care Heart Insurance Plan which is assembled to provide cure against some highly critical self-explanatory by the name of these policies. While in the case of critical mediclaim, specifically, the plan has listed 32 different kinds of diseases against aspirant policyholders can get protection.
There are a few mindfully curated plans for diabetic patients and pregnant women named Care Freedom and Care Joy Health Insurance Plan respectively. The Care Freedom Plan i.e. an ideal plan for diabetics can buy this plan without any pre-medical health check-up with various benefits such as a companion benefit under which the insured gets a lump sum amount, of course, up to a specific limit if the policyholder is admitted to a hospital and the period of stay is more than 10 consecutive days.
Alongside, the insurance service provider has also a plan to cover the audience of higher age i.e. senior citizen who is looking to safeguard their second innings of life. This plan is for 61 years of age and above with no maximum entry age limit, available for both individual and floater basis. This can become ideal support for parents and grandparents.
The aforementioned plans have made Care Health Insurance a one-stop solution for the individuals and families looking for a quick solution in times of a pandemic.
Their policies can be easily bought from their official website or a web insurance aggregator platform with just a few clicks. In order to buy, simple individual/ family members details such as age, gender and etc, need to be inserted to get the quote, which can be purchased on the same platform after which the policy documents are sent to the registered on the email for the perusal.
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Ravi Khurana
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We all intend to give the best life to our dependable. Imagine you planned to go on a solo trip. You may not check the quality of hotel you would stay or the type of food you will get. But, when you are going on a family trip, you check even the minutest detail of your trip, be it route, Hotel, weather and etc. this is because we might take issues and situation related to us lightly but, when it is about our loved one's everything counts and we choose things wisely. Life and term insurance have emerged as the best option to secure your family in case of your untimely demise and to secure the flow of income so that your family can live a best and well-deserved life even in your absence. There are many insurance plans in the market that will help you in maintain the happiness of your family. Term and life insurance plan are the best plans that you can choose. But, no matter what, for everything we look for a cheaper and try to fix it better in our budget. Following are a few tips so that you can buy an affordable life and term insurance policy.
1. Do good research
It is very common for us to get attracted and affected with the first option that we get from the product that our friends are using. But while you are looking for Term and life insurance policy for yourself look around all different plans Available in the insurance market. Reading reviews can actually help a lot in this age of technology. Also one should check terms and conditions properly before said settling on one insurance policy. Without proper research work, one might end up his hard earned money.
2. Get a clear idea of how much coverage and eight
If you buy a Life and tell me an insurance plan that is less or extra as compared to your family and loved one's expenses and their lifestyle economic requirement, then it usually cost heavy on your pocket. So before buying an insurance plan get an idea of things like how many dependents do you have, what responsibilities you have what’s your dependence and etc. One should follow the thumb rule of buying term insurance 10 times the present income.
3. A Healthy person is a wealthy and wise person
Health is wealth this is not just but of actual truth. If you are then you wisely say your wealth while buying an insurance policy. Term life insurance policy has a discount on the premium for non-smokers and good cover option for policyholders who are healthy and less prone to hell related problems.
4. Buying term and life insurance policy at your young age
Age is a very important factor while buying. If you buy an insurance policy at relative language then the premium amount to be paid is less as compared to the female amount knowledge. The longer you delay in buying term and life insurance policy the mood you have to pay.
5. Joint insurance policies
It is very interesting that you include your partner or spouse on your policy then not only you both are covered under the plan but also you get special discount on the premium amount that is to be paid.
6. Avoid buying useless additional Riders
Sometimes policyholder gets attracted to words Riders just because of attractive offers and it results in a higher premium amount to be paid for the policy. Hence one should choose Riders as wisely as term life insurance policies.
Reference Link - https://www.thehindu.com/brandhub/what-are-the-top-10-mistakes-people-make-while-choosing-a-term-insurance-plan/article33930067.ece
https://www.financialexpress.com/money/insurance/life-insurance-five-reasons-to-buy-a-term-plan-at-a-young-age/2200512/
https://www.policyx.com/term-insurance/
https://www.timesnownews.com/business-economy/personal-finance/insurance/article/thinking-of-buying-term-life-insurance-you-may-have-to-pay-more/722523
https://www.policyx.com/life-insurance/
https://www.businessinsider.com/personal-finance/can-you-have-multiple-life-insurance-policies
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