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It is hardly news that small businesses up and down the UK have been facing pressures that are, in many cases, probably unlike any they have previously experienced. Greater insight was provided into some of those pressures by the findings of new research ahead of the Autumn Statement by an accounting software company, which discovered that nearly a quarter (23%) of SMEs (small and medium-sized enterprises) believed the UK economy had sustained irreversible damage due to COVID-19 and/or Brexit. Even more starkly concerning than that was the 64% of business owners who said they were worried their firms would not even survive the coming 12 months. Divides in opinion evident between business owners and accountants Intriguingly, the research findings show that accountants and business owners do not always have broadly the same view of the UK’s present and future political and economic outlook. Some 62% of accountants, for example, said they were either about the same or worse off under the government of Rishi Sunak, despite the widespread belief that his rise to the role of Prime Minister would help bring greater stability and certainty. However, this percentage fell to 45% in the case of SMEs, and it seems the UK’s small businesses have hope that the former Chancellor’s presence in Downing Street will enhance their prospects. 22% of SMEs – about a fifth – said they believed their business had a much-improved chance of surviving now that Mr Sunak is Prime Minister. How long did respondents expect the economic pain to last? The survey was first run in mid-October, when Liz Truss was Prime Minister. Back then, a total of 28% of polled accountants and business owners expected economic pressures to ease in three to five years. However, following the disastrous impacts of previous Chancellor Kwasi Kwarteng’s mini-Budget, the expectation of recovery taking much longer has heightened, with the proportion of those anticipating it will take three to five years for economic pressures to ease rising to 38%. It seems from the findings that accountants are especially downbeat in their outlook, some 50% of those responding to the latest survey indicating they now think economic pressures will take three to five years to ease. Back when Liz Truss was in office, only 38% of accountants were of that view. Again, though, there are signs that small business owners might see Mr Sunak’s appointment as Prime Minister as a source of hope, as 28% of them now believe it will take one to two years for economic pressures to reduce. This is compared to 22% during Ms Truss’s truncated time in the top job. The poll findings did, though, show that accountants and small business owners continue to grapple with largely similar challenges, including inflation, recruiting difficulties, and escalating energy bills, which both groups cited as among their top pressures. Steps taken by SMEs to help deal with those pressures have included reducing employee benefits – as referenced by 24% of those questioned – as well as halting training programmes, which some 25% of small-business respondents said they had done. Allow TAG Consultancy to help firm up your business’s resilience in 2023 With a New Year fast approaching, now is the time to ask yourself whether there are further steps you can take to cement your business’s survival prospects and help inspire growth for the 12 months ahead. Here at TAG Consultancy, we have long taken pride in assisting businesses in their efforts to achieve exactly that. We cater to the needs of individuals and businesses throughout Gibraltar with our leading-edge solutions – so, whether you are seeking out accounting, auditing or payroll solutions, or are instead looking for advice on the blockchain or to launch an AML-compliant token sale, we are available to help. Please don’t hesitate to get in touch now to arrange your free consultation.

Team lunches can be a great way to boost morale, foster collaboration, and encourage productivity in the workplace. Offering your team regular opportunities to come together for lunch is an effective way to build a strong team culture, promote team bonding and create a positive work environment. In this article, we'll explore how team lunches can help improve communication, increase engagement, and ultimately benefit your business. They improve communication Team lunches are an opportunity for team members to learn more about each other and exchange ideas. This can help reduce misunderstandings and improve communication between team members. It also gives employees the chance to get to know each other better and build relationships outside of work, which can go a long way in fostering collaboration. They increase engagement Giving your team time away from their desks for lunch can help reduce stress and improve overall engagement. Employees need to take breaks throughout the day, and team lunches are a great way to do this while building relationships and furthering the company mission. They benefit your business Team lunches can have a positive impact on your overall business. By fostering stronger relationships between team members, it encourages collaboration and improves communication, resulting in greater productivity. Additionally, team lunches can help create a stronger team culture, which can lead to higher employee satisfaction and better job performance. They offer a chance to network Team lunches also offer an opportunity to network and build relationships with partners or other business contacts. Inviting people from outside your organisation can give your team the chance to learn from others and create new connections. Final thoughts Overall, offering team lunches can be a great way to boost morale, encourage collaboration and increase productivity in the workplace. By creating a positive work environment, team members will be better able to focus on their tasks and work together more effectively, ultimately offering benefits for your business. The good news is that organising a team lunch can be easy and stress-free – simply pick a suitable day (Fridays tend to work best for this type of activity), book a reputable business caterersuch as Spoilt for Choice, and allow your team to enjoy some time away from their desks to really reap the benefits.

Not all cleaning jobs are the same, for the simple reason that not all properties, and the circumstances in which they may need to be cleaned, are the same. Consider, for example, when a site or property for which you are responsible may have been subject to extensive construction or renovation work. Building projects can end up leaving a lot of mess behind after they have been completed. This is why you are likely to be appreciative of the services of expert cleaners who can help you get rid of any debris or dirt remaining on your premises once a construction or renovation project is done. What is the aim of a builders clean? Unlike a normal cleaning service, builders cleans are designed to make sure a site where construction or renovation has taken place is entirely spotless after the project’s completion. Construction sites need to have all remaining debris cleaned away before they can take on their new uses. This means any building remains, rubble, garbage and waste must be removed from the premises. Essentially, builders cleans will make sure the given site or property looks so immaculate, any observer who then walks onto the premises would be hard-pressed to imagine it had recently been subject to construction or renovation work. What do our builders cleans focus on? If you think you require an in-depth clean of your property following a construction project, you should hire a professional cleaner to carry out a suitably professional-standard builders clean. These professional cleaners will focus on such vital tasks as: • Vacuuming • Sweeping • Clearing any moisture that could cause mould • Dusting • Throwing away debris or waste • Pre-paintwork, our professional cleaning teams will clean all window frames and glass inside and outside, removing labels and protection (with great care not to scratch glass), and ensure windows and doors are opened and hinges are cleaned along with all surfaces that are visible when windows are opened, so everything is prepared in readiness for the final coat of paint, and that final Sparkle Clean, making sure everything is looking pristine for the new owners. Why would I need builders cleans? You will need a builders clean in order to ensure your property looks and feels as fresh and clean as it ought to look and feel, following extensive building work. Deep cleans – like those that we can provide here at Nationwide Property Clean – are there to make sure your hard work gets the recognition it deserves. If you fail to utilise a builders clean service, your final project may still look like a construction site, long after the actual necessary construction work has been completed. What is even better about builders cleans is that hiring professional cleaners can save you a lot of time. You will be saved from needing to clean up the area yourself. Instead, you can feel confident about anyone entering and using the building, because you will know that the finished project will have had all of its mess and waste dealt with. Nationwide Property Clean is here to help with builders cleans If you are looking for a professional commercial cleaner in the UK, you should reach out to Nationwide Property Clean. Our team is equipped to work on a variety of different commercial properties, and will make sure that all health and safety regulations are complied with. That way, you can be sure that your property or commercial project will not have a trace of construction or renovation-related dust or debris left within it. Simply contact us today to find out more, and to request your free quote for a builders clean of a property anywhere in the UK.

How Can You Help Your School Improve And Grow? If you have big ambitions to grow your school this year and beyond, it is understandable that you might feel more than a little frustrated by specific barriers to making this a reality. You might be under pressure to expand your school premises quickly. But even simply planning for the responsible expansion of your school can be a lengthy process – never mind the finer points of execution and sensitive aspects such as the need to ensure exacting safety standards and comply with building regulations. So, what are some of the steps that will help ensure you have no regrets about how you coordinate the expansion of your school – as an institution and the premises themselves? Our team decided to take a closer look. Here are 5 tips to help you grow your school and ensure a cost-effective and successful expansion of your buildings, students and educational facilities. 1. Build A Strong Online Presence For Your School The COVID-19 pandemic got many of us accustomed to using technologies – such as video conferencing software – that we might not have previously greatly associated with the school environment. But how ‘embedded’ are such practices in your school’s operations today, now that the most acute phase of the pandemic has receded? At the very least, to grow your school, you should still be using online tools to help ensure your school is dynamically and excitingly marketed to local families. So, you might spend a fair amount of 2023 re-jigging your school’s website and cultivating a social media presence with plenty of ‘buzz’ to help inspire the growth in pupil numbers you may aim for. 2. Consider Modular Construction For School Extensions As we touched on above, a lack of time to carry out desired plans can be a source of headache for those looking to expand their school premises safely, responsibly, and sustainably. But a fast-track building programme for your school doesn’t have to mean ‘cutting corners’ – it might just mean looking away from traditional building methods. Contact our experts at MPH Building Systems, for example. We can help give your school the benefit of a modular classroom – or several – that is solidly built and looks highly professional but can also be installed rapidly with minimal disruption to your wider school’s operations. A modular classroom offers a high level of flexibility for potential future changes of use, too, including scope for dismantling or reusing at any stage. Please take a look at our school extensions in our case studies for inspiration. 3. Get Parents Involved in Raising Funds for School Expansion Ultimately, any given school does not “belong” to the school administrator, project manager, head teacher, or any other single decision-maker. Instead, the institution belongs to the community, including the parents, who should feel some sense of ownership in the school’s success. Given that a common barrier to school expansion is a lack of funding to make much-needed building or refurbishment works happen, enlisting local parents’ support could be a good idea. There are various ways in which parents might help your school to raise funds – such as donating directly or organising fundraising events. By involving them more deeply in this process, you can also help ensure they feel more engaged in coordinating your school’s growth and can better exercise their influence on what your school does and doesn’t do when implementing expansion plans. 4. Purchase Or Hire Existing Prefab Buildings To Grow Your School You might imagine that even if you order the construction of a modular classroom or two, there would still be a relatively longwinded process between expressing your interest to a relevant company (like MPH Building Systems) and that much-needed new structure becoming an on-site reality. However, this doesn’t need to be the case when you grow your school! Although a significant benefit of turning to modular structures in the first place is the scope they give you to shorten project timescales compared to if you were dependent on traditional building processes, you also have the option of hiring or buying existing used modular buildings. Suppose a particular modular classroom unit looks attractive to you but does not entirely match your requirements. In that case, we can rapidly adapt it to your needs or acquire another building that isn’t in our current stock. We have such portable units in our stock right now, and they can be delivered immediately to locations around the UK. 5. Use A Specialist In Educational Buildings For Direct Expert Help As all the above hopefully makes clear, schools have various possibilities regarding how they might plan and implement their expansion during 2023 and beyond. If you would like to learn more about how MPH Building Systems could help you put some of those plans into motion so much faster, please get in touch with our West Yorkshire-based company now via phone or email.

EssicanPurelife Raw Extract CBD oil in MCT is available in eight strengths from 500mg to 5000mg raw extract per 10ml of MCT oil. The European high-grade extract contains a minimum 20% CBD/CBDA .Contains less than 0.01% THC. Choose from pipette or spray bottle tops. 4000mg and 5000mg strengths are only available in pipette top bottles. UK Stock.Same working day dispatch for orders before 1pm by Royal mail 48 service.Premium delivery service available – select at checkout. Limited Time Special Offer: Buy Two, get one FREE. Order two identical products and a third will be added to your order for free. (Two items will show in your basket.) EssicanPurelife Raw Extract CBD Oil suspended in MCT oil blends the full spectrum of cannabinoids in their most natural form with energy boosting MTC. Milder tasting than Virgin Hemp Oil formulations, choose Raw Extract CBD in MCT for busy days, when you want to focus and as a food supplement for training. CBD in MCT Oilis quickly processed by the body as the medium-chain triglycerides (MCT oil) found in Virgin Coconut Oil are directly processed by the liver. The resulting conversion of the fats to energy means that the CBD molecules are immediately available to the body’s endocannabinoid system. The CO2 extraction of full plant extract from Sativa L Hemp, used in our CBD in MCT, means that tall of the cannabinoid, terpenes and vitamins are present in the preparation. CBD in MTC is released into the body steadily over the day meaning stronger doses can be taken less often rather than frequent top-ups. Using CDB oil in MCT orally by putting a few drops or sprays under the tongue so that none of the delicate cannabinoids or terpenes are altered by heat. CBD in MCT is not suitable for vaping. Please order Raw Extract CBD in VGPG for vaping CBD. Choose from strengths from 500mg to 5000mg raw extract per 10ml MCT Oil. Our European-sourced full spectrum extract contains a guaranteed minimum of 20% CBD/CBDA plus the full range of terpenes, vitamins and flavonoids from the whole plant. To comply with the latest regulations this oil contains less than 0.01% THC. Choose from Pipette or Spray Lids for 500mg – 3000mg. 4000mg and 5000mg strength oils are only available with pipette bottle tops as at this concentration the oil is too viscous to spray. For more information visit our Raw Extract CBD Oil suspended in MCT oil information page. £7.96 – £25.96 incl. VAT Add to Wishlist SKU: SKU-Raw-10ml-MCT-1000-PIPCategories: CBD Oil Products, Organic Oil, Raw Extract CBD oil in MCT

It might seem odd for our team here at Sweet Gibraltar Weddings to be suggesting you use any kind of regular smartphone or tablet for capturing images at your nuptials, given that stunning professional photography can literally be a feature of the packages we offer for weddings in Gibraltar. The fact is, though… even if you use the services of a fabulous professional wedding photographer, unless you have a strict ‘no-cameras’ policy among the guests at your wedding, it’s pretty much guaranteed that at least someone will be using a smartphone to snap away on your big day. And those photos, in turn, will probably show up on social media at some point. You might as well, then, help those amateur photographers get their approach right when taking images at your wedding – if, indeed, you don’t end up wielding a smartphone camera yourself at some point. So, let’s look at some tips that could help. Become familiar with the settings and features on your smartphone camera With the world having been firmly in the ‘smartphone era’ since the debut of the original iPhone in 2007, even the oldest and crudest smartphone cameras will tend to have some interesting features for helping you improve your amateur photography. Your smartphone will likely have settings for improving the standard of the images created in conditions of particularly low or high light, and of course, you will want to pore over the specifications for your specific model. The latest iPhones, for instance – which, at the time of typing, are the iPhone 13 range and the third-generation iPhone SE – offer features such as Photographic Styles for personalising the look of your images within the Camera app, and macro photography allowing for amazing sharp-focus close-ups. Educate yourself on the basics of lighting and composition Of course, with so much else to be planned for in relation to your upcoming wedding, we aren’t suggesting it should be any great priority of yours to invest in a War and Peace-sized guide to the world of smartphone photography. After all, you’ll presumably be putting some of your money into a professional wedding photographer who will be well-versed in how to get great shots every time. Still, you might want to get in some smartphone photography practice in the weeks and/or months leading up to the big day. That should include making yourself aware of the fundamental aspects of lighting – such as what the light source will be in any given photo – and composition. As far as the latter is concerned, you’ll probably want to avoid your shots looking too ‘busy’ and chaotic. Keep your camera lens clean! It sounds like such a basic thing to state as advice, but of course, it is such ‘basic’ things that amateur smartphone photographers can so often forget or overlook. Dust and grease can easily accumulate on a smartphone camera lens, so before you get snapping away at your wedding (or for that matter, anyone else’s!), you should be sure to wipe it with a lens-friendly cloth. A microfibre cloth should be fine for getting rid of fingerprint smudges, and are preferable for this purpose to tissues, which can leave dust particles behind. So, to give a short answer to the question of whether you can use a smartphone camera to good effect at a wedding… you certainly can, and many people do at their weddings in Gibraltar. But of course, any smartphone photography at your own nuptials is likely to be a complement to the professional photographer’s skill and expertise, instead of the main way you visually document your special day. For further help, advice, and services in relation to planning a wedding in the British Overseas Territory, simply get in touch with Sweet Gibraltar Weddings today. We can be reached via phone or email.